5 Things I like with BPI Service

I have experienced using many bank services in the Philippines but, to date, Bank of the Philippine Islands (BPI) Service is still the best. Here's 5 of my reasons.


1. BPI ATMs is everywhere
When you have a BPI account whether a savings account or credit card, you can get cash through their ubiquitous ATM booths. You don’t have to use other bank’s ATM to withdraw cash and be deducted 12 pesos for doing so. It’s a little savings but can become bigger when accumulated.

2. No Deposit Charge
Other banks charge 50 pesos when you deposit from a branch Visayas to Luzon account. BPI doesn’t have that. You can deposit to any account in the Philippines without having to pay an extra. Again, small savings but becomes bigger especially if you regularly remit money.

3. Encash/Deposit Checks without charge
Other banks charge 50 to 100 pesos when you encash your check. Again, BPI doesn’t have that. You can get the value of your check down to 25 cents. And it even works when you deposit a check from different bank to your BPI Savings account! No charge!


4. Superb Online Account Security
Today, in the world of Information Age, it is very convenient to use online transaction methods to transfer funds. The danger though is that there are many online thefts. Good thing about BPI express online, you have to register first an account before you can transfer funds from it. You have to print the registration form and submit it to the nearest BPI branch. In contrast, other banks allow you to transfer funds to any account as long as you know the password. This is quite secure as long as your password is not hacked. :-)

5. BPI Direct Savings Account has a low maintaining balance of 500 pesos.
With interest rate bigger than ordinary savings account plus 500 pesos maintaining balance, BPI Direct is really cool. BPI Direct is a subsidiary of BPI.

To BPI, Keep Up the Good Work! You are keeping your customers loyalty.


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Comments

  1. What I don't like is... the BPI atm's dispense only 500 up withdrawals and in some cases 1000. it's hard esp. when you need 100 bills wahh!!!

    ReplyDelete
  2. Yep...that's bad one...Hope they'll improve it.

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  3. in fairness, bpi is still the best among other banks that i have tried.

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  4. bpi has the best customer service. employees dont mind if you're just wearing pambahay. and when i lost my card , i just called the hotline and i got it in 3 days. BDO has the worst customer service, they wont entertain you if you're just wearing pambahay. and when i lost my bdo card, i had to go to the branch twice to get my card. super hassle. i love bpi. the best.

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  5. HELP.. need information: Is there anyone had their loveones sent money from other country? How & where should my in-Law go? Can she send it here Philippines Cebu for example electronically.?

    ReplyDelete
    Replies
    1. moneygram,mlhuiller,western union.a lot of options madam.thanks

      Delete
    2. moneygram,mlhuiller,western union.a lot of options madam.thanks

      Delete
    3. Hi Ria, I was able to send money in the Philippines through TransferWise from Canada to the Philippines (CAD bank account to PH bank Account).

      Delete
  6. Can checks from different banks be deposited to a BPI DIRECT Savings account? I'm thinking of getting the BPI DIRECT Savings acct rather than the regular BPI Savings. Which is better? Thanks!

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  7. YES, you can.
    BPI Direct is better than BPI regular for me.

    ReplyDelete
    Replies
    1. how about to deposit someone else's check to a BPI savings account? are there any charge? to be exact my friend's pay check (Equicom) she wanted to deposit it in my account..

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  8. Can I deposit cash on my BPI Direct Savings account on any BPI branches?

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  9. BPI is really great. Mga tellers parating naka smile.

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  10. The services of BPI are great as what I've noticed, but the question is,

    Bakit kaya hindi nagiging number 1 ang BPI sa market. Meron bang problema?

    I entered a Metrobank branch and super strict ng patakaran nila, hoo, ay naku. Sana tumaob na sila, kasama ng BDO.
    XD. haha :)

    ReplyDelete
  11. i deposited a check from other bank into my bpi savings account, when can i withdraw the money? i tried to get some via atm but the amount was only on "current balance" status so it didnt dispense the amount that i needed.

    ReplyDelete
    Replies
    1. it says here that if you deposited a check from BPI, it will be cleared right away. I'm assuming you deposited a check from other local banks. These will be cleared after 3 banking days. :)

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    2. No charge for checks of other banks deposited on your bpi. The clearing though will take 3 days

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    3. Thanks. This is very informative.

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  12. hello!!

    About the "no deposit charge" is it only no charge if you have a BPI account?

    I'm buying something online and I think I'll just pay via BPI, I don't have an account there, will they charge me?

    Thanks!

    please email me at: erika_noval88@yahoo.com.ph

    please, I really need to know. THANKS SO MUCH!!!

    ReplyDelete
    Replies
    1. not sure Alice...call BPI customer service at 180018889100 (toll free outside manila) or 89-100 for Manila telephones. they are the best people to answer your query. Good night.

      Delete
  13. Puwede po bang magdeposit ng BDO check sa BPI account?

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  14. I really love BPI more than BDO..

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  15. BPI is good in services,rather than other banks some of employees are so suplado/suplada like Landbank they entertain rich people only and they don't smile. What the fuck!

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  16. I'm very satisfied with BPI.

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  17. Hi. I'm a college student and don't know much about banking transactions. I have a BPI account. I would like to know if it's possible to deposit or send money to my BPI account FROM BDO bank or using BDO check? And if it's possible will the sender be charged of any fee both by BDO and BPI since they're different banks?

    ReplyDelete
    Replies
    1. Hi sairel. yes you can but the charges can be very high. I tried to transfer from Unionbank to BPI before, the charge was 250 pesos.

      Delete
  18. Hello, can I deposit check from other bank to any bpi branch? Or do I need to deposit it to where I opened my bpi account?

    ReplyDelete
    Replies
    1. I think yes, you can but I'm not sure. Please call bpi at 89100 (metro manila) or 180018889100(toll-free)

      Delete
  19. Hello! Just a question here... Can I deposit money TO a different bank through BPI??? I'm trying to buy something online and they're telling me to make a deposit to Metrobank. Metrobank branches are too far from where I live, while BPI is always just right there~ I dunno what to do ><

    ReplyDelete
    Replies
    1. I dont think so. As far as I kno there is no such function

      Delete
  20. Hi can i just authorize someone to deposit my check to my bpi acct? Are there any requirements needed to do that?

    ReplyDelete
    Replies
    1. If the check is in your name, anyone can deposit it to your account. As long as they have the same name.

      Delete
  21. Hi is there a Fund transfer from Bpi to Bdo, using the Bpi app? Is it possible?

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  22. Can I encash my bpi check to another bank??

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  23. Is it possible that the clearing days will be less than 3 days?

    ReplyDelete
    Replies
    1. Possible but from my experience, it never happened yet.

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  24. Pwede po ba yung Postal ID, Philhealth, NBI sa pag eencash?

    ReplyDelete
    Replies
    1. Please confirm withe the BPI branch.

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  25. This is rather convincing if you tell me. I now have a problem regarding BDO and would sooner or later change to BPI.

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  26. Good Day! Just want to ask if my sister is allowed to deposit my BDO cheque to my BPI account? is there any docs required since im not in the philippines right now. thank you

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  27. After 3days of clearing, what usuallt the time before funds becoes available for withdrawal?

    ReplyDelete
    Replies
    1. the funds are usually available by then for withdrawal

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    2. It is from other bank and already posted as Total Balance but not on Available Balance

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    3. should be after 3 working days (doesn't include saturday and sunday). I hope that answer your question. :-)

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    4. Any idea time specific?

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    5. It's anytime at the fourth day. No specific time.

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  28. After 3days of clearing for check delosit, what usually the time before funds becomes available for withdrawal?

    ReplyDelete
  29. Hi. Metrobank Checque, can I deposit half of it into my ATM account and other half into my passbook account?No charge?Number of days to withdraw thru ATM account? thanks.

    ReplyDelete
  30. If the money was debited on my account say Feb 5, 2015 its a Thursday, until now Feb 10, 2015 its still not available for withdraw. Is that normal? Also, i have a certain amount which is already available for withdraw, but when i checked it was back to the current together with the new amount for clearing. Is that normal too?

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  31. Can I withdraw in any BPI branch around 100K?

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  32. Can i ask someone to encash my payroll check? Thanks

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  33. I once terminated all my accounts in Metrobank due to poor customer service and decided to have BPI as my sole bank for current account, savings account, and credit card. BPI back then (around 2006) had good customer service. These days, the service is so frustrating. Try to call 89100 and you will know what I mean. The message I am getting from BPI is "cutting costs and improving our bottomline is our ultimate goal and we don't care about your banking experince with us". Any suggestion on which bank still provides quality customer service? I am looking for one where I can transfer all my accounts from BPI.

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  34. Tinatanggap ba ng BPI ang cheque na may erasure? My na permahan lang na mali,

    ReplyDelete
  35. Good evening! Can I deposit my BDO check to my BPI account? The prob is my BPI account is a salary savings account. Badly need your help. Thanks..

    ReplyDelete
  36. Can you help me with this?
    I have deposited a check from other bank to my BPI Savings account (payroll account). As I check my account in ATM, the deposited amount is in Current Balance. After the clearing, Where will the Deposited amount be redirected? There are 4 options in withdrawal..
    Current/ Savings/ Credit/ or Prepaid. Where in these 4 options?

    Thank you so much in advance. :)

    ReplyDelete
  37. Hello.tanong ko lang ang cheque ko kasi is BPI ang problima walang BPI dto sa aming lugar sa Masbate...pwd kaya itong ma encash s ibang bank ang personal cheque..?

    ReplyDelete
  38. Cute. Yes, if you have an account in another bank. You can deposit the check to that account and withdraw it as cash after 3 banking days.make sure that the check is on your name or the name of the account.

    ReplyDelete
  39. Hi! BPI yung bank namin para sa company (Payroll Account), pwede ba ako magdeposit ng money sa payroll account or yung company lang ung authorize mag deposit? Thanks

    ReplyDelete
    Replies
    1. anyone can deposit but only you can withdraw :-)

      Delete
    2. saan po ba dapat i deposit yung metrobank check ko? sa bpi ko sana idedeposit. pano yan. saan ako magpunta, sa bpi po ba o sa metrobank? crosscheck yung meron sa akin

      Delete
  40. Kumuha po akong easy saver account. Pre employment requirement sya. Ang problema po di ko makuha yung atm catd dahil 9 to 6 pm pasok ko. Pwedw po bang ibang tao kumuha ng atm card ko?

    ReplyDelete
  41. tanong ko lang po. saan po dapat magpunta para i process yung pag deposit ng metrobank check ko sa bpi savings account, sa metrobank poba o sa bpi? cross check po ito. salamat sa magreply

    ReplyDelete
  42. Pwede po bang magdeposit ng check named after me sa account ng ate ko?

    ReplyDelete
  43. My cheque is BDO and I'm planning to deposit it in my BPI account. Is there any charges po?
    Thank you for the positive response. :)

    ReplyDelete
    Replies
    1. no charges if it was deposited in your account

      Delete
  44. Pwede po bang mag encash ng ibang tseke sa BPI? Tulad mo ng WPB? or world partners bank?

    ReplyDelete
  45. Can we deposit my fathers bdo cheque in my husbands bpi account with both authorization

    ReplyDelete
    Replies
    1. i dont think so. you can inquire the bank though if this is possible at all

      Delete
  46. Pwede po ba madeposit ang CROSS-CHECK BDO sa BPI account?

    ReplyDelete
  47. Hi badly need help.. Pwede po ba I deposit sa savings account ko sa bpi yung cheque ko from landbank. And how much po kaya charges. Ang layo kasi. G landbank samen; (

    ReplyDelete
    Replies
    1. Yes. As long as the name in the check and your BPI account are the same, that will be fine. No charges. 3 banking days of processing.

      Delete
  48. Can I encash check in BPI without an account in BPI? It's a personal check by the way. What are the requirements? Thanks.

    ReplyDelete
    Replies
    1. You can't encash it directly but you can deposit it to an account under your name. If you don't have an account then setup one.

      Delete

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