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Showing posts from 2015

List of Cheap Inns, Apartelles, Hostels, Pension Houses, and Hotels in Davao City

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I've been traveling to Davao City every year because of religious conventions and assemblies. Once a year though, I have to stay for as long as four days. Through the years, I have gathered information on the places where you can stay for small money without compromising much of the comfort (as far as my standard is concerned).

Disclaimer:
prices varies; the ones below are as of today, May 2015the "lowest" price mentioned in the list is "per person per night" basissome of the hotels below have free breakfast but please explicitly inquirevalidate these information by contacting them or visiting their websitethis article will be updated from time to time.
Here's my short but growing list.

Go Hotels - Lanang
Address:J.P. Laurel Ave, Agdao, Davao City, 8000 Davao del Sur
Phone: +63 82 297 4413
Website: http://www.gohotels.ph/
Lowest Price (per person): 600+ Pesos (2 persons)
Note: Price is not fixed. Promo usually lowers price to as low as 588 pesos (+ VAT) Red Plan…

List of Cheap Inns, Hostels, Pension Houses and Hotels in Cebu City [Updated]

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Traveling to Cebu City but is either short of budget or just don't want to spend lavishly for expensive hotels? Well, here are some relatively inexpensive inns, hostels, and hotels in the city that can give you just what you need - a place to sleep for a couple of days.



Pizza Hut Double Trouble Promo - Real or Scam?

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I'm one of those who received the referral link via Facebook offering free pizza from Pizza Hut. Yesterday evening, a message just popped out from Facebook containing the link.
At first, I didn't mind the message and thought it was one of the automated messages sent by my friends with compromised Facebook account. But after a few minutes, my friend message me in our local language urging me to click the link.
Out of curiosity, I did click the link. It took me to a website telling me that in order to get the free pizza, I need to forward the referral link and have 15 people click on it.
Real or Scam? I'm almost certain that it's a scam. Let me tell you why.
First, the website address is suspicious, PIZZAHUT-COUPON.COM? This is obviously not the official website of Pizza Hut which is www.pizzahut.com.ph.
Second, at the bottom of the webpage, there's a disclaimer saying this website is not in any way related to Pizza Hut. So what's this for? I honestly don't k…

8 Pesos Stay at Go Hotels Iloilo, Bacolod, and Puerto Princesa

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Budget hotel chain Go Hotels announces an 8-Peso promo in their Bacolod, Iloilo, and Puerto Princesa branches. Yes, you can stay for just 8 Pesos (plus VAT). Stay period for this promo is from July 1 to September 30, 2016.


The sale period is from September 15 to 17, 2015 only. Terms and condition apply.

Book your reservations at www.gohotels.com.ph

I did a review on my previous stay at Go Hotels. If you want see it, please see this article:
Hotel Review: Go Hotels - Iloilo

List of Holidays in the Philippines on 2016

The Philippine government has released the list of holidays next year. So sad, many holidays falls on a Sunday. :-) But anyhow, here's the list.

Regular Holidays New Year’s DayJanuary 1 (Friday)
Maundy ThursdayMarch 24
Good FridayMarch 25
Araw ng Kagitingan April 9 (Saturday)
Labor Day  May 1 (Sunday)
Independence DayJune 12 (Sunday)
National Heroes Day August 29 (Last Monday of August)
Bonifacio Day November 30 (Wednesday)
Christmas Day December 25 (Sunday)
Rizal Day December 30 (Friday)

Special (Non-Working) Days Chinese New YearFebruary 8 (Monday)
EDSA People Power RevolutionFebruary 25 (Thursday)
Black Saturday March 26
Ninoy Aquino Day August 21 (Sunday)
All Saints Day November 1 (Tuesday)

Additional special (non-working) days January 2 (Saturday)
October 31 (Monday)
December 24 (Saturday)
December 31 (Saturday)

The dates for Muslim holidays Eid’l Fitr and Eidul Adha shall be declared later.

Please take note that provinces, cities and municipalities also have their own local…

List of Cheap Hotels, Inns, Pension Houses and Guesthouses in Iloilo City

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Last month, I went to Iloilo for a convention. Of course I always wanted to have a cheap accommodation and yet comfortable enough for my standards. I made some research and here's my mini-list of cheap accommodations in Iloilo City.

Disclaimer:
- prices varies; the ones below are as of today, May 2015  - the "minimum" price mentioned in the list is "per person per night" basis  - some of the hotels below have free breakfast but please explicitly inquire - validate these information by contacting them or visiting their website - this article will be updated from time to time. 

Go Hotels - Iloilo Location: Robinsons Mall. CornerLedesma St. and Mabini St., Iloilo City
Website: gohotels.com.ph
Phone Number: (0922)-GOHOTEL
Minimum Price: ~500 Pesos (can be as low as 217 Pesos if you avail of promos) (2 person bedroom)

How to Request for DOST Scholarship Final Clearance?

Are you one of the recipient of Department of Science and Technology (DOST) scholarships? If you are, you know very well that you are obliged to render service in the country equivalent to the number of years you enjoyed the scholarship.

Now, here's how to request for final clearance once you've finished your service obligation.

Step 1 Get all the required documents.

Photocopy of diplomaPhotocopy of your Transcript of RecordsCertificate of Employment (with date and number of years employed)Filled-up DOST-Tracer Form (Click the link to download a copy)Request Letter addressed to the DOST-SEI DirectorThe head of the SEI changes, but as writing this article, it is Dr. Josette Biyo
Step 2 Go to the nearest DOST-SEI Regional Office and submit the above documents. Here's the link to the Regional Offices web pages
http://www.sei.dost.gov.ph/index.php/agency-links/regional-offices

Step 3 Depending on which regional office you have submitted the request, you may have to wait for few …

How to Pay Sunlife Insurance Using BPI Express Online

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As a young professional, time is so precious to me. With a lot of things in my plate everyday, I cannot afford to lose a minute of it. And one of the most frustrating waste of time is lining up for my bills payment. Thank goodness there are alternative ways of paying bills such as online payment. In this article, I will show how to pay your Sunlife Insurance using BPI Express Online Facility.
Enroll Your Sunlife Account to Your BPI Express Online Account This step assumes that you already have an Express Online account. If you haven't done so, please check this article first.
[Read: How to Enroll An Account to BPI Express Online Banking?]

1. Log-in to BPI Express Online.

2. In the menu bar, select Payments and Reloading >> Bills Payment >> Enroll All Other Bills



3. Fill up the form. In the Bill Information, look for SUNLIFE OF CANADA (SUNLIF)




In the Reference Number, enter your 10-digit Policy Number. If you don't know your Policy Number, ask your insurance agent.

C…

July 17, 2015 is Regular Holiday Nationwide - Eid'l Fitr

The Philippine government announced Friday, July 17, 2015 as a regular non-working holiday nationwide in celebration of the Muslim Festival Eid'l Fitr.


Mark your calendars! July 17, 2015 is a regular holiday for Eid'l Fitr. Read Proclamation No. 1070: http://t.co/vex6T37hJs#walangpasok — Official Gazette PH (@govph) July 9, 2015
Employees who will be required to work on that day shall receive additional compensation based on rules established by the Department of Labor and Employment.


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A Trip To Iloilo - Batchoy, Butterscotch, Biscocho

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I have been to Iloilo twice already, well, three times if you count the first time when I went to Boracay. But during that time we did not go to Iloilo proper so I'm not going to count that as a full-pledged visit :-)


Pasalubong (Butterscotch, Biscocho and Piyaya) Piyaya (Photo credit: Rock Portrait Photography) Anyway, the first time I went to IloIlo, I took the plane and I only stayed there for a couple of days. Not very exciting so not much to tell except that during that time, we went to Robinsons where a Pasalubong Center is located and bought lots of pasalubong (presents) there. We bought Biscocho, Butterscotch and Piyaya all branded Bong Bong's and lots of other candies and pastilles that can be found there. Actually, as far as pasalubong is concerned, the first three food I have mentioned is native to Iloilo. Iloilo is famous for butterscoth the most. Whenever I think of Iloilo, my mouth starts to water for their butterscotch. Yes, that is how much I like butterscotch.

Reminder: Old Philippine Bank Notes Valid Until December 31, 2015

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If you still posses any of the 1985-design bank notes, make sure to dispose it at least before December 31, 2015. After that date, the old currencies will not be valid for daily transactions. From 2015 to the end of 2016, it can be exchanged with new currencies through Banko Sentral ng Pilipinas (BSP) or through authorised financial institutions such as universal and commercial banks, thrift banks, and rural as well as cooperative banks. 
After December 31, 2016, the old currencies will be demonetised completely. Shown below are the old bank notes.

Did you know that Terminal Fee in Mactan-Cebu is the most expensive in the country?

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This is curious considering the looks and services provided by the second busiest airport in the Philippines, the Mactan - Cebu International Airport (MCIA).

Last year, the MCIA Authority, upon the approval of the Department of Transportation and Communication (DOTC) imposed an increase of 20 Pesos to the domestic terminal fee bringing the amount from 200 pesos to 220 pesos. This is soon to rise to 300 pesos starting January 1, 2016. The international terminal fee also increased last year from 550 Pesos to 750 Pesos.

3 Ways To Have Your Annual Credit Card Fee Waived

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As a maintenance fee for your card, Credit Card companies will charge you an annual fee. Depending on the card that you have, it can range from few hundreds to a few thousands. But did you know that there are ways to have your credit card annual fees waived? Here are some situations in which you can legitimately request for it.


You've spent a lot during the past year.  When you see your latest statement and you notice that you are charged with an annual fee, do not pay immediately. Call them and ask how to have it waived. This is especially acceptable if you've spent a lot in the past year.
Depending on the amount and the credit card company, you can have 50% off your annual fee or have it totally waived if you met the spending requirement. The key here is, ask for it.

Review: Cebu Pacific Mobile App

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Have you tried using the Cebu Pacific mobile app from the Play Store? If you haven't , here's some of the things you may be interested to know. I have here an informal review of the app based on Android OS (not sure how it performed in iOS).

Usability - Excellent Features - Poor Reliability - Poor
Here's some details to my assessment.

My Sun Postpaid Experience - After Two Years

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This is an informal review of my Sun Cellular postpaid experience. To give you a brief background, two years ago, I got a Plan 999 Galaxy Grand postpaid. Stipulated with the free phone were unlimited mobile internet, unlimited Sun-to-Sun text, and four hours of Sun-to-Sun calls.


To sum things up here's the criteria I used to judge Sun Cellular postpaid.

The Phone Handset- Poor The Mobile Internet - Poor The Call/Text Service - Superior The Support and Billing - Superior Value for Money - Superior

A Visit to Davao - All About Durian

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My second trip to Davao was not as long as my first one. But I was able to have a good time during that trip too. During that time, we did not stay at an acquaintance's house but in St. Camillus Dormitel located inside the Davao Doctor's Hospital Compound. The Dorm is quite nice because it is clean and it is not very expensive. The price is 200 to 250 pesos per person per night. The rooms are air conditioned and although the bathroom is shared, you do not have to wait for your turn because there are plenty of bathrooms and the water supply is plenty.

Related: List of Cheap Inns, Apartelles, Hostels, Pension Houses, and Hotels in Davao City
My second visit to Davao was the time when I acquired the taste for Durian. It was September 2010, a Durian season so the fruit was very cheap, around 20-30 pesos per kilo. There was one night during my stay there where we went to a Coffee shop that serves Durian fruit and Durian flavored Coffee and drinks.

Whale Shark Watching: A Trip to Oslob, Cebu

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The sun is still about to rise when we arrived in Barangay Tan-awan, Oslob, Southern Cebu. It was 5:30AM. In the recent years, the whale sharks of Oslob Cebu have become popular to both local and foreign tourists.


We thought that we are too early but upon arrival, we found out that there's another group who came before us. A friend volunteered his car to accommodate me, him and three others. We just agreed about the trip last evening. The decision was swift.

We knew from blogs that it would be best to be there early because of the long lines of tourists excited to mingle with these "sea monsters". So we left the city at around 3:30 AM. Still dark, no heavy traffic, almost no vehicles on the road, the travel was fast.

One could also go to Oslob by riding public bus from the South Bus Terminal. Just look for the signboard "Oslob". The fare is less than 200 Pesos.

Hotel Review: Go Hotels - Iloilo

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This is just an informal review of my stay there in Go Hotels Iloilo. To provide a short summary of my stay, here's the five categories I used to judge the hotel.


Location: Excellent Cleanliness: Acceptable Amenities: Superior Value for Money: Excellent Service Quality: Superior Will I Recommend to Others? Definitely
Here are the details.
Location - Excellent! Located at the heart of Iloilo City Proper and technically part of Robinson's Mall building, Go Hotels is in perfect location to have the convenience of having nearby stores, restaurants, access to public transportation.
Cleanliness - Acceptable Not sure if this true to all other rooms but I can clearly see the stains in the bed. Not sure what those are but it made the impression that the bed covers were not properly washed or if it was washed at all. With stains so visible in the deceptive yellow-light, it could be more pronounced if the bed covers were brought to white light.
But aside from that, it smelled okay, and f…

Day Tour Bohol Part 3: Loboc Floating Restaurant, Blood Compact Site

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After the buying souvenir items from the Sevilla Souvenir Shop at the Hanging Bridge, we proceeded to the Loboc River Floating Restaurants.

Loboc River Floating Restaurants There are four restaurants to choose from, each of them has something different to offer. In our case, we chose the first one, the Riverwatch Floating Restaurant. Apart from the fact we thought the menu suits our taste, we also managed to get a substantial discount from them. The typical price of the buffet is 300 pesos and there's an entrance fee of 100 pesos. All in all, without any discount of whatsoever, you will spend 400 pesos for the cruising buffet meal.

As expected, the buffet meal was delicious. There's also a live music performance while you are eating and occasionally, the boat will stop at stations where there's a floating stage at the shore where there are people performing either a native dance and/or a song.

Boracay Land Activities: DMall, ATV, Nightlife

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Traveling to Boracay this summer? Here are some activities you can add on top of the beautiful beach experience.

Boracay ATV (All Terrain Vehicle) If you do not want to get wet and still want to have fun, there are also activities you can do in Boracay. There is the ATV ride. You can rent the vehicle for 1 hour at 3500-4000 pesos. There will be a guide that can take you  sight seeing around the island of Boracay using the ATV. The beach is not the only interesting part of the island. Within the island, there are other sights to see and the guides will take you to see those sights.

Wall Climbing at D'Mall Believe it or not, Boracay has a small wall climbing facility at D'Mall. It is very hard to miss as it is located along the pathway of D'mall and is an open space wall climbing facility. The price is not too expensive. The last time we went there, the price is just 50 pesos per climb and there are three levels you can try to climb from beginner to expert.


And The Airline With The Lowest Baggage Price? AirAsia Zest

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As mentioned in the previous article, we only have up to three options when flying domestically: Philippine Airlines (PAL), Cebu Pacific, and AirAsia Zest. But do you know who among the three has the lowest baggage rate? Here's the comparative baggage matrix between the three airlines.


WeightCebu PacificPhilippine Airlines AirAsia Zest15 kg20020017020 kg32035028025 kg--58030 kg65067590040 kg1000-170045 kg-1250-

Day Tour Bohol Part 2: Ship House, Man-made Forest and Hanging Bridge

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This is the second part of my Bohol Day Tour last August 2011.
Bohol Ship Haus After the fun at the Chocolate Hills in Carmen, we are bound to visit the Man-made Forest. But along the way, we our driver told us to try the new spot in Bohol, the Ship Haus. As you may have already thought, ship house is a house resembles a ship where sailors work. It was owned by Capt. Gaundencio Dumapias, a native of Bohol who was once a poor boy and later become a successful sailor.

The Ship Haus features the equipment inside the ship, the room of the Captain, Chief Mate, etc. The roof deck of the Ship house resembles the front of the ship where you can "pretend" to see the endless sea in your view.
The entrance fee to the Ship Haus is 30 pesos per head. You can also buy souvenir items inside for considerable prices.

Day Tour Bohol Part 1: Tubigon Port, Sagbayan Peak and Chocolate Hills

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It's been my second time going to Bohol, but I still find it surprisingly exciting. Here's the first part of the story: From Cebu to Tubigon Port, Bohol My friends from Manila visited in Cebu and after a couple of days touring in the city, we decided to go to Bohol before they go back home. We decided to have a one-day tour, renting a tourist van to accommodate the five of us. The price of the van is 3500 pesos for a day tour from 7AM to 5PM.

We left Cebu very early in the morning to be able to catch the first trip to Tubigon port riding a MV Star Crafts vessel. MV Star Crafts is a shipping line company catering the Cebu to Tubigon route. The first trip of Star Crafts is 5:45 AM. Before that time, you should have already purchased a ticket from their ticketing office just outside the gate of Cebu Pier 1 or else you will have to wait for the next trip which is at 7AM. If you will have a day tour, you should go for a 5:45 AM trip or else the time won't be enough to finish al…

In Photos: Boracay White Beach - 1979 vs 2015

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Boracay is one of the top destinations of both local and foreign tourists this summer. But have you ever wondered how Boracay looked like 36 years ago? I found this blog ManilaOldTimer.Net and it posted pictures of Boracay that was taken way back in 1979.

The beach has not changed that much. It is the same white sand that captivated the tourists who are looking for a place to relax and enjoy the summer days. But what has changed are the areas surrounding that famous beach. Boracay has become extremely commercialized with hotels, shopping centers, and leisure places. Some people love the change, the progress so to speak. Some though missed the old days.



About Boracay White Beach - Basic Information

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White Beach Boracay, found in Aklan, is one of the best beaches you can find in the Philippines. The coastline is long and the sand is white and really fine. The water of this Boracay beach is so clear that even if you are riding a boat and you are at the deep part of the beach, you would still be able to see the white sand at the bottom and it would make you think you are still at the shallow part.



Boracay Station 1 - Luxury The coast of Boracay is divided into 3 stations. Station 1 is where you will find the most luxurious and expensive accommodations and establishments. There, you will find D'Mall. It is called that name because it is the Mall of Boracay. But unlike any mall, this has open space with many stalls selling different kinds of souvenirs and keepsakes like t-shirts, magnets and other native products. There are also plenty of restaurants and establishments there. One particular interesting establishment in D'Mall is 'The Hobbit Place'. It is interesting bec…

Baguio - Touring the Coldest City in the Philippines

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Many are surprised to know that I haven't been to Baguio since I lived in Luzon for 22 years. Although I reasoned that I don't have money during those years while I was till busy studying, they are still shocked find out. Yes, Baguio is the most popular tourist destination in Luzon. Let me tell you why.


Baguio is considered to be the Summer Capital of the Philippines. The obvious reason is  because it offers the lowest temperature in compared anywhere else in the country. Tourists go there to cool off from the scorching heat during the sunny season. And during February, they have the Panagbenga or Flower festival. It attracts thousands of tourist from different parts of world.

Last December, I finally had a chance to visit that unique and wonderful city. In this article, I'm going to relate some of my experiences.

Filipino Foods: Sinigang, Sisig, Kare-kare, Pakbet

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Here are more choices of Filipino food you should try when you come to the Philippines.

Sisig Sisig is a good partner for beer. This dish was actually meant to be taken as a "Pulutan" ( food that is usually taken with alcohol) or as an appetizer but now it has become a main dish when Filipinos go out to dine, taken with rice. Sisig is basically pig's ears seasoned and grilled, then chopped and mixed with liver, pork and sometimes Chicharon to give it the crunchy feel, sauteed in onions and garlic and seasoned with hot sauce or chili and calamondin (calamansi) and soysauce.

Sisig (Photo credit: miggy357)Pakbet This food is made up of vegetables such as sitaw(string beans), squash, ampalaya(bitter gourd), okra(ladies fingers) and kangkong(swamp cabbage or water spinach) sauteed and seasoned with bagoong(shrimp paste). It is a very tasty combination of vegetables and for those who loves healthy, vitamin filled vegetables, this is a must try.

(Authentic) Pakbet (Photo credit: b…

Filipino Foods: Lechon, Chicharon, Adobo and More

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Here's a list of few Filipino foods that you should never fail to try when you are here in the Philippines.

LechonLechon is a whole pig seasoned and charcoal roasted. The skin is the best portion of Lechon. It is crunchy and very tasty. Another best part of the lechon is the "belly" part. It is the tastiest part, specially the meat clinging to the bones, skin aside of course. Here in Cebu is where you could find the best tasting Lechon. CNT lechon is one of the most famous lechon vendor. On the next post I will tell you about where you could find CNT lechon here in Cebu.

Lechón (Photo credit: enggul)Crispy PataCrispy Pata is a pig's leg tenderized and deep fried to make it crispy. The best part of it is the skin and the knuckles and it is best dipped in a sauce which is a mixture of soy sauce, vinegar, and calamansi with hot chili peppers and onions.

Crispy pata (Photo credit: Wikipedia)

Larville Resort - Find Solace in Alcoy, Cebu

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Life in the city can accumulate stress on us. The everyday routine of waking up early, preparing to go to work, battling the heat of sun and the crowded traffic jammed streets will tire us out eventually. So from time to time, we need to take off and go to a vacation. But if you're going to crowded beaches, you may end up stressed as well due to the noise of the busy coast. At times, what you really need is solace or probably just a company of few friends or family in a place where only few people are there.

Well, there's lot of choices when it comes to that criteria but in this article, I would recommend Larville Pool Garden Resort and Restaurant in Alcoy, Cebu. What's with that resort? Well, read on.




Goody Cove Grill in Davao is Serving Exotic Fried Frog

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Update: This store was already closed.

Davaohas a lot more to offer than its famous Durian. In a small restaurant along Cabantian Road in Buhangin District, you can eat fried frogs! The name of the restaurant is Goody Cove Grill and they are serving real fried frog, locally known as Baki or Palaka.

Crunchy Fried Frog "It tastes like chicken". That's the common remark of those who ate it. Well, you don't need to worry because these frogs were the edible ones. The type of frogs residing in rice fields, so more or less they're just eating leaf-eating bugs.

The preparation is safe as well for the beheaded, skinned-out frogs were deep-fried in oil. With that, all the microbes you think it may have had should already be dissolved because of heat. But if you really don't like frogs, you can eat other grilled dishes like fish and chicken.

You can eat the fried frog by itself or dip it in the mixture of vinegar and grated onions. You can eat it with rice or with beer. Al…

BPI Express Mobile App Overview

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Are you a BPI account holder? Is your account enrolled to BPI Express Online? Do you want to access your account and transact using your smartphone and tablet? If your answer to all these three questions is "yes", then I would suggest you to try BPI Express Mobile App.
BPI Express Mobile is the official mobile banking application of Bank of the Philippine Island (BPI). It allows registered customers to access their accounts using their smartphones and tablets.

Here's a brief review:

User Interface and Functionality The user interface was great. It was intuitive and easy to use. Although lacking of other functionality compared to that of the web-based express online, it has the basic functions that majority use: branch/ATM locator, balance inquiry, fund transfer, and bills payment.

How to Transfer Money Online From BPI to Another BPI Account?

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This tutorial will teach you how to enroll another Bank of the Philippine Island (BPI) account to your existing BPI Express Online Account to be able to transfer money. But before that, please see the following requirements:

1. Your account should be enrolled to BPI Express Online
2. You have stable* internet connection (just to be safe).

*The second requirement is just for convenience. BPI Express Online doesn't require huge internet bandwidth, but at least your connection should not be intermittent.

Steps in Enrolling Other BPI Accounts
(1) On your web browser, go to www.bpiexpressonline.com
BPI Express Online is BPI's online banking facility that operates 24/7.


(2) Click the menu "Fund Transfer", and then click on the "Enroll Third Party Accounts".
- Normally, you are only allowed one BPI Express Online account, even though you also have accounts in BPI Direct and BPI Family Savings Bank. So, the "third party accounts" here refer to accounts not…

Sun Cellular Appears to Have a Massive Outage on Maundy Thursday

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PLDT-controlled Sun Cellular, the third largest mobile network in the country appears to be having an outage. How massive is it is yet to be known since Sun Cellular through its Facebook and Twitter Pages won't confirm anything.

Absence of cellular signal was reported in Visayas and Luzon regions. Here's the screenshot of the fuming customers complaining lack of connection.


Update: Around 11AM today, it appears that the system is back to normal.

How to Enroll An Account to BPI Express Online Banking?

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Online banking has many benefits. One of them is convenience. You do not need to go to the nearest ATM or branch to do your transactions. And typically, online banking facilities are online 24 hours a day, 7 days a week. With that you can transact anytime and anywhere just as long as you have an internet connection.

BPI Express Online Banking Bank of the Philippine Islands (BPI) is one of the first few Philippine banks that embraced online banking. Their online banking facility can be accessed at www.bpiexpressonline.com. Here are some of BPI Express Online capabilities:
(1) Transfer funds within your accounts or to third party accounts (2) Pay your bills (credit card, Meralco, phone bills...etc) (3) Manage your BPI Asset Management investments (4) Pay your taxes (5) Reload your prepaid phones (6) Update your account information (7) Other services How to Enroll Your Account? 1. In your web browser, go to www.bpiexpressonline.com, and click the Enroll button.



2. Choose what type of accou…

5 Things I like with BPI Service

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I have experienced using many bank services in the Philippines but, to date, Bank of the Philippine Islands (BPI) Service is still the best. Here's 5 of my reasons.


1. BPI ATMs is everywhere
When you have a BPI account whether a savings account or credit card, you can get cash through their ubiquitous ATM booths. You don’t have to use other bank’s ATM to withdraw cash and be deducted 12 pesos for doing so. It’s a little savings but can become bigger when accumulated.

2. No Deposit Charge
Other banks charge 50 pesos when you deposit from a branch Visayas to Luzon account. BPI doesn’t have that. You can deposit to any account in the Philippines without having to pay an extra. Again, small savings but becomes bigger especially if you regularly remit money.

3. Encash/Deposit Checks without charge
Other banks charge 50 to 100 pesos when you encash your check. Again, BPI doesn’t have that. You can get the value of your check down to 25 cents. And it even works when you deposit a check from…

Check Your SSS Contributions Online!

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You don’t have to go to the nearest office of Social Security System (SSS).
You don’t have to line up into a 2 km line of people.
You can do it at the convenience of your own home or office.
Yes, with the advancing technology, particularly in communications and information technology, you can now check almost anything using your internet-connected computer. And you can do this with your SSS payments.




Why check your SSS Contributions?

For one reason: just being vigilant of your hard-earned money. I am not accusing anyone of stealing your contributions but there are cases of discrepancies in the SSS record. It can be an error of your employer who fails (whether intentional or accidental) to remit your contributions. Or it can be at the SSS system.

Being aware of your contribution will prompt you to do immediate action when you found any error. The earlier you discovered the discrepancy, the higher the chance that it will be fixed. Always remember that before you can make a salary loan, you…

How to Apply for BPI Direct Savings Account?

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Update: The online application facility is temporarily unavailable. Please visit the nearest BPI or BPi Family Savings Bank to apply.
Do you want to have a savings account with maintaining balance of as low as zero pesos? We'll, try BPI Direct Savings Account. BPI Direct Savings has the following features:
1. ATM/Debit Card
2. Access to online banking at www.expressonline.com
3. Interest rate of 1.375% (higher than its equivalent on other banks)

BPI Direct Savings Bank is one of the two subsidiary banks (the other one is BPI Family) of the oldest bank in the Philippines, Bank of the Philippine Islands (BPI). Its main focus is on internet and telephone banking that is very applicable to those who are working away from their families (OFWs) who frequently send out money to them.

How to Apply?

Unlike BPI and BPI Family savings accounts, you don't need to go to a BPI branch to apply for it. In fact, you just can't apply through a branch office. BPI Direct Savings account applica…

How to Pay Bills Online Through UnionBank Account?

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Almost all the major banks in the Philippines offer online banking facility to their clients. Unionbank is among the pioneers. Through it, you can do many things including balance inquiry, fund transfer, and pay bills. Here's brief tutorial on how you can pay your bills using Unionbank's online facility.

Before we begin, please make sure you have the following:
(1) An active Unionbank Account that is enrolled online
(2) Internet connection
(3) You have to know your ATM PIN and Your Unionbank online username and password
Step 1 Log-in to your Unionbank online account On your web browser, key-in www.unionbankph.com, then click Unionbank Account link.

A window should pop-out wherein you would have to enter your username and ATM PIN. It should look like this:

Step 2 Search for the Biller Go to the Bills link at the top and left of the page.
Select Pay Bills, and then Search Biller This page has other options such as "My Billers" on which you can bookmark a particular bil…

How to Apply for a BPI Savings Account?

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Bank of the Philippine Islands (BPI) is one of the largest banks in the Philippines today and the oldest with over 100 years since its establishment in 1851. Today, BPI has been one of the trusted banks in the country as it has shown itself resilient in the many economic crisis that befell the Philippines.

So if you're planning to have your first ever bank account, definitely, BPI is highly recommended. Here is the step-by-step procedure on how to apply for a BPI account. For those who are not aware, Bank of the Philippine Islands has two other subsidiary banks-BPI Family savings bank, and BPI Direct Savings Bank.

Additional Info: I asked a BPI personnel abut the difference between the three BPI banks and she answered me these:

BPI Bank is focused primarily on corporate accounts.
BPI Family Savings Bank focuses on individual savings accounts.
BPI Direct Savings Bank is focused primarily on telephone and online banking.




The following procedure though is applicable only for both BPI an…
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