Do you have a credit card? Well, if you do, your just one of the millions of people around the world who wants to avail the advantages of having one. A credit card is a piece of plastic card that can be used to purchase goods and services. It looks like an ATM, usually with your name and card number inscribed on it. The only difference between the two is that credit cards can be used for buying things based on the sole promise of the holder to pay his debts under an agreed terms and conditions. You can buy as much as you want until you reach your credit limit within a month. Credit limit is the maximum allowed debt in a given month. Credit limit varies depending on the type of credit card (Classic, Premiere, etc) and also varies depending on the paying capacity of the person applying for it. Credit Card Advantages Credit card makes money transactions a lot more convenient. You don’t have to bring a lot of cash. All you need is to present your credit card on merchants that accept...