BLOGGED PHILIPPINES

I was opening the Unionbank website today to pay my bills when I was greeted by an announcement saying that they are introducing the Unionbank Online , their new online and mobile banking tool. And yes this is different from their eBanking and uMobile services. The two are still existing though to serve you, at least for now. My hunch is that sooner or later, those two services will be shutdown to make way for this all-new service. So let me pass on the news about this new tool. Here's 3 things you need to know. 1. Available in Mobile and Web The new service is available to three platforms: Android, iOS, and Web The apps can be downloaded from Google Play and App Store and the web version can be accessed via  https://online.unionbankph.com/ 2. You need to register again.  Yes you do. The uMobile and eBanking username and password will not work. But don't worry, the sign up process is extremely easy and user friendly. Just follow the intuitive procedure. 3. ...

Update: As for Thursday morning (June 8, 2017), all online system of BPI are fully operational and errors in deposit accounts has been corrected. Several people claimed Wednesday morning that they have lost money from their BPI account according to the report of ABS-CBN News Website. The report further stated that BPI took responsibility to the errors calling it "internal data processing" error and is currently working to resolve the issue.

The horror in my face is indescribable. My friend told me he can't find his wallet. Since our wallets are of the same looks, I jokingly told him that I may have unintentionally kept it in my bag. So I began looking at my bag. I didn't find his wallet...and mine. I searched the entire house and asked people I've been with but to no avail. I conceded...I lost my wallet. My friend found his wallet. My lost wallet. Update: Someone Returned My Wallet After 2 Days! What's in my wallet? Not much cash. I think I have around 700 Pesos cash. Then I have 2 active Credit Cards and 3 ATM/Debit Carts. I also have 2 Health Cards, and one government ID card. So what did I do upon realizing I lost it. 1. Blocked my credit cards. This is probably the first thing you should do once you are convinced that you really lost your wallet with credit cards inside. Credit cards can easily be swiped by anyone. While some merchants would ask for an ID or check the signature, m...

This season, and especially this year, Cebu City will be very busy accommodating lots of foreign tourists. To help them find cheap lodgings and accommodations, I wrote the article:   List of Cheap Inns, Hostels, Pension Houses and Hotels in Cebu City . Now to help them even further, I am writing this article to locate foreign banks' ATMs where they can withdraw money at a minimal charge. Yes, minimal or even no charge at all.  In contrast, when they withdraw from local banks, they will be charged around 5 dollars. Might be a small amount but for about five or more withdrawals, that would be a considerable amount. All Foreign Bank's ATM are in Cebu Business Park Ayala Area Here's an interesting fact: all foreign banks' ATM are located in the vicinity Ayala Center Cebu, Cebu Business Park. Check out the map below: For those who can't see the picture above, please see the following details:

If you still posses any of the 1985-design bank notes, make sure to dispose it at least before December 31, 2015 . After that date, the old currencies will not be valid for daily transactions. From 2015 to the end of 2016, it can be exchanged with new currencies through Banko Sentral ng Pilipinas (BSP) or through authorised financial institutions such as universal and commercial banks, thrift banks, and rural as well as cooperative banks.  After December 31, 2016 , the old currencies will be demonetised completely. Shown below are the old bank notes. Old Philippine bank notes cannot be used for daily transactions after December 31, 2015 and will lose its value after December 31, 2016.

Online banking has many benefits. One of them is convenience. You do not need to go to the nearest ATM or branch to do your transactions. And typically, online banking facilities are online 24 hours a day, 7 days a week. With that you can transact anytime and anywhere just as long as you have an internet connection. BPI Express Online Banking Bank of the Philippine Islands (BPI) is one of the first few Philippine banks that embraced online banking. Their online banking facility can be accessed at www.bpiexpressonline.com . Here are some of BPI Express Online capabilities: (1) Transfer funds within your accounts or to third party accounts (2) Pay your bills (credit card, Meralco, phone bills...etc) (3) Manage your BPI Asset Management investments (4) Pay your taxes (5) Reload your prepaid phones (6) Update your account information (7) Other services How to Enroll Your Account? 1. In your web browser, go to www.bpiexpressonline.com , and click the Enroll butt...

Contrary to what many people think, there are other ways to book a promo ticket online even though one has no credit card. Cebu Pacific, AirAsia Zest and Philippine Airlines have provided many alternative ways to allow more people to access their promo offers. For Cebu Pacific , you can choose to book using your Debit Card, Bancnet Online or Payment Centers. Most ATMs nowadays can also be used as a debit card. If you're not sure if your card is capable of transacting online as a debit card, you can check it through your bank. AirAsia Zest Airbus A320-216 RP-C8971 (Photo credit: /migma/ ) Bancnet Online is an online payment and transaction facility for Bancnet members. Bancnet is the largest network of banks in the Philippines. To know whether your bank is a member of Bancnet, you can visit their website at www.bancnetonline.com .

What is a universal bank or unibank? Well, universal banks are licensed to do many kinds banking activities covering both the activities of a commercial bank (loans, time deposits, savings) and an investment bank (underwriting, issuance of securities, assisting companies in mergers and acquisitions). In the Philippines, the Bangko Sentral  or the Central Bank has the sole right to issue licences to banks who wanted to operate as a unibank. As of August 1, 2012, the Philippines has 21 Universal Banks. Here' the list of them. 1. Banco de Oro Unibank, Inc. 2. Bank of the Philippine Islands 3. Metropolitan Bank & Trust Company 4. Land Bank of the Philippines 5. Philippine National Bank 6. Allied Banking Corporation 7. China Banking Corporation 8. Rizal Commercial Banking Corporation 9. Union Bank of the Philippines 10. United Coconut Planters Bank 11. Security Bank Corporation 12. Development Bank of the Philippines 13....