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To avoid long lines in SSS Offices, you can use their online services to set an appointment before going there. Here's the steps to do it. Note: SSS stands for Social Security System, a government owned and controlled corporation serving as a statutory insurance service for private individuals. 1. Log-in to www.sss.gov.ph . In the login tab in the menu, you can select SSS Login and you'll be greeted with this interface. Use your username and password to login. In case you forgot either or both your password and your username, just click the appropriate link. In case you haven't registered for an online account, click the appropriate button to register. 2. Once you have entered your account, hover over to Members Profile and select the Appointment System link under it. 3. Select from the drop-down menus the Purpose of your visit, the Region , and the SSS Servicing Branch you wanted to visit. 4. Select a date from the calendar provided and...

The purpose of this article is to inform the public about this policy of the Social Security System (SSS), the government-owned insurance company for those employed in the private sector. I just learned about this a few months ago when my company announced a workforce reduction program. Among the sad discussions is about this policy of SSS regarding loans in cases of resignation or retrenchment. Section G-2 of the SSS Loan Terms and Conditions (at the back of the loan application form) explicitly says the following: "The employer shall deduct the total balance of the loan from any benefit/s due to the employee and shall remit the same in full to SSS, in case the member-borrower is separated voluntarily (e.g., retirement or resignation) or involuntarily (e.g., termination of employment or cessation of operations of the company)." In other words, y ou will be required to pay the rest of your loan (including the interest) when you change employer or employment statu...

You don’t have to go to the nearest office of Social Security System (SSS). You don’t have to line up into a 2 km line of people. You can do it at the convenience of your own home or office. Yes, with the advancing technology, particularly in communications and information technology, you can now check almost anything using your internet-connected computer. And you can do this with your SSS payments. Why check your SSS Contributions? For one reason: just being vigilant of your hard-earned money. I am not accusing anyone of stealing your contributions but there are cases of discrepancies in the SSS record. It can be an error of your employer who fails (whether intentional or accidental) to remit your contributions. Or it can be at the SSS system. Being aware of your contribution will prompt you to do immediate action when you found any error. The earlier you discovered the discrepancy, the higher the chance that it will be fixed. Always remember that before you can...

Here's a very short tutorial on the step-by-step procedure on how to apply for a Salary Loan from Social Security System (SSS) using their online facility. But before you apply, make sure that you are eligible. Here's the eligibility requirements: Only currently employed, currently contributing self-employed or voluntary member is qualified to avail of the salary loan program: For a one-month loan, the member-borrower must have 36 posted monthly contributions, six (6) of which should be within the last 12 months prior to the month of filing of application. For a two-month loan, the member-borrower must have 72 posted monthly contributions, six (6) of which should be within the last 12 months prior to the month of filing of application. The member-borrower must be under sixty-five (65) years of age at the time of application (SSC Res. No. 434 dated 09 November 2005). The member-borrower has not been disqualified due to fraud committed against the SSS. If you are eligib...

The Philippine Social Security System announces its new program: 100 DAYS OF TRAINING FOR STUDENTS. According to SSS, 133 branches across the country will hire four students who will receive hands-on training on SSS operations between April 12 and August 31. Each student will receive up to 400 hours of training and will receiving an allowance of 45 pesos per hour. This program will replace SSS’s former training program called Summer Social Security Services Training Program (4STP). The goal of this new program is to help students be productive by giving them opportunity to save money for their school expenses while having training. This will also boost public awareness with regards to the importance of SSS. Requirements The student applicant should submit the application form between March 26 and April 6 with the latest school registration form, two 1.5x1.5 ID pictures and documents showing their age, academic rating and family income. The student applicant should also pass his...

The Philippine Social Security System (SSS) reported that they sued 1133 employers last year (2009) mostly due to failure to remit the contributions of their employees. Of the 1133 cases, 600 of them are in the National Capital Region (NCR). The number also includes employers who failed to submit company records or failed to register their businesses. According to the original report, the unremitted contributions amount to 478.22 Million pesos including the penalties. This intensified legal action against delinquent employers is set to continue until this year 2010. The Social Security Act of 1997 penalizes employers who are delinquent in remitting their employees contributions. The penalty is imprisonment of six to 12 years with maximum fine of 20 000 pesos. Amnesty Program Meanwhile, SSS recently announced an amnesty program allowing delinquent employers to settle their long-overdue obligations without paying the penalties. They can pay in full or in installment basis. Insta...