BLOGGED PHILIPPINES

It's a brand new year for everyone, including local scammers. And despite all the efforts by PLDT and Globe Telecom to curb text message scammers, from time to time, they still creep out and show up in our inboxes. And as hard to believe as the messages of winning some great amounts of money is the fact that there are still people who believe them. I personally know someone and that scam text message triggered events that turn her life upside down. So my point is, we still need to be careful regarding these scam messages. The danger is real! So without further ado, here's the scam message I received a few days ago. On Sunday, January 7, 2018 at exactly 3:33PM (PH time), I received this message from a certain Atty. Jhon Acosta with phone number 09552962911 Congratulations! Ursim# Hadwon PHP850,000 From(GMA KAPUSO FOUNDATION) To Claim Send Ur (NAME/ADD/AGE) &Call Me Now Im Atty;JHON ACOSTA DTI#0391s2018 Thankyou,  Do Not Ever Reply Obviously, this is a...

Last year, I attended a free stock investing seminar. This is part of the Philippine Stock Exchange's ( PSE ) campaign to promote stock investing in the country. One of the many things that I learned (and I think one of the best among them) is all about the basic rule of investment. It was illustrated in a diagram called the Investment Triangle . The triangle's three vertex (corners) are labeled with investment characteristics: Liquidity - the ease of converting your investment to cash Safety - low risk; or the chance of losing money/value is low Returns - the profit that results from the increase of value of the investment The Investment Triangle goes like this (see picture below). The opposite of vertex means the opposite of the characteristic. For example, the opposite of Safety is Risky. The investment triangle goes to show the following rules. 1. There's no such thing as a perfect investment. Investment is all about trade-offs of the three characte...