BLOGGED PHILIPPINES

BPI Capital , a subsidiary of Bank of the Philippine Islands (BPI) is selling Retail Treasury Bonds (RTB). This is another option for those who want to invest their money other than stocks, mutual funds, and time deposits. Here are some Q&As about RTBs.

Last year, I attended a free stock investing seminar. This is part of the Philippine Stock Exchange's ( PSE ) campaign to promote stock investing in the country. One of the many things that I learned (and I think one of the best among them) is all about the basic rule of investment. It was illustrated in a diagram called the Investment Triangle . The triangle's three vertex (corners) are labeled with investment characteristics: Liquidity - the ease of converting your investment to cash Safety - low risk; or the chance of losing money/value is low Returns - the profit that results from the increase of value of the investment The Investment Triangle goes like this (see picture below). The opposite of vertex means the opposite of the characteristic. For example, the opposite of Safety is Risky. The investment triangle goes to show the following rules. 1. There's no such thing as a perfect investment. Investment is all about trade-offs of the three characte...

The previous year has proven to be wonderful for the Philippine economy. The GDP growth figures beat expectations and is estimated to be around 6.5% for the entire 2012. That figure is especially amazing considering the fact the previous year witnessed one of the worst economic crisis in Europe and overall global economic downturn. Yet, the Philippine economy has proven resilient despite the bad economic environment. PSE Index Breaks Boundaries The Philippine Stock Exchange (PSE) is another good story which truly demonstrate how the world views the huge potential of the country. The PSE Composite Index (PSEi), represented by 30 blue-chip companies breached the 5000-point level in mid lad year and as early as January 7 this year, PSEi has already broken the 6000-point mark. Foreign funds keeps the index afloat. How can these developments affect you personally, you may ask? Well, an increased investor confidence will boost P...

I've been studying for over four years now regarding investments and personal finance but it seems that I don't have the courage to take the first step. Well, it was my brother who told me about it. He started investing in 2006 starting with his company cooperative and then later, he entered into Mutual Funds. English: Phillippine stock market board (Photo credit: Wikipedia ) It Started with F.J. Colayco's Wealth Book My bother showed me a book, written by Francisco J Colayco entitled "Pera Mo Palaguin Mo (Wealth Within Your Reach). It was a best-seller book in personal finance. Actually, when my brother told me to read it, I was a little bit skeptical. You know, I'm not fond of reading books. But when I started reading the first few pages, I was amazed on how simple the words are. Actually, the book is written for OFWs according to the author. That event opened-up my mind to personal finance. But I was still jobless at that time. I am freshly out o...