BLOGGED PHILIPPINES

If you can't access your BPI online account today, well you're not alone. I tried too today without success after many attempts. If you are wondering about the reason behind this, then, here's the reason: BPI Maintenance Mode. If you waited until your login request expired, this message will be displayed to you (see image below): How Long? The honest answer is: I don't know. Yesterday, all BPI branches were OFF. All banking transactions were halted starting around 9AM. I was able to do my banking activity around 5PM already. When I asked the clerk how long does it usually take to restore their system, she just simply said, she don't know because it varies from case to case. Yesterday's incident may or may not be related to today's offline mode but it is safe to assume that it won't be restored as quickly as we think it is. Phone Banking If you really have urgent banking needs today, you are advised to call BPI Customer  service nu...

PSE in Makati. Image via Wikipedia Are you interested in stock trading ? Well, nowadays, more and more people are getting interested in the topic of personal finance . In the Philippines, though, many people are still uneducated in this very important topic. Probably, one of the “benefits” of the recent economic recession is the increase in awareness in how people should manage their finances. Yes, before, words such as “ stocks ”, “ mutual funds ”, and “ bonds ” are rare topics of discussion and are only mentioned by business savvy people. Now, even kids know about it and even talk about it. Among the many ways you can invest is through stock trading . In simple terms it’s like a buy-and-sell business. You buy stocks when they are at low price then sold them when it already increased in value. The hard part is: stocks are fluctuating . It changes in value from time to time and many factors are affecting it. It’s of higher risk compared to mutual funds and bonds. I will admit that ...

Internet has changed the way we do business today! Everything is going into the web. Now you can purchase virtually everything you need in just a click of the mouse. Online stores enable us to shop without actually stepping into the store! We can now send and receive money by electronic fund transfer which most banks today can already provide. We can pay our utility bills like telephone, water and electricity through online payments. Even our monthly credit statements may now come in digital format thus saving paper for our environment. Business and personal transactions has never been this easy, convenient and efficient as ever before. Image via Wikipedia Although the danger of physical robbery has been minimized by online methods of transaction, the need to be vigilant is also a must when it comes to web based transactions. Along with the development of ecommerce technology, the crooks are also developing their “web-based” theft. Viruses and other malicious programs designed to...

Image via Wikipedia WHAT’S IN YOUR NICHE? The one-million-worth question in niche marketing business is “what’s your niche?” This is the fundamental requirements before starting your business. Here are some advices from expert marketers. 1. Your interest or hobby - Doing the things you like to do or the things you really enjoy will greatly reduce the effort you needed to exert. - When the niche business that you choose is in-line with your interest, you can treat it as a hobby, not work and of course you can generate a lot of ideas. Also, you may already have an access to the market, because basically, you actually belong to that niche. 2. Hot Niches - Choosing a hot niche or a niche market that is fast growing can be your gateway to success. How many of us will have the idea that social networking will be a big boom in the internet? Facebook did realized early, and look at it now, a billion dollar worth company. Yes, choosing a niche market that align with your interest an...