As a maintenance fee for your card, Credit Card companies will charge you an annual fee. Depending on the card that you have, it can range from few hundreds to a few thousands. But did you know that there are ways to have your credit card annual fees waived? Here are some situations in which you can legitimately request for it. Credit Card companies charge an annual fee for the upkeep of your account. You've spent a lot during the past year. When you see your latest statement and you notice that you are charged with an annual fee, do not pay immediately. Call them and ask how to have it waived. This is especially acceptable if you've spent a lot in the past year. Depending on the amount and the credit card company, you can have 50% off your annual fee or have it totally waived if you met the spending requirement. The key here is, ask for it.