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How to Pay HSBC, Citibank and other Non-BPI Credit Cards Through BPI Express Online?

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I recently retired my Unionbank account which has been my only online method of paying my HSBC and Citibank credit card bills. So, I thought like I have no other way of paying my credit cards dept except going to the bank itself. But the thing here is: there's only one branch for the two banks I mentioned earlier here in Cebu. And with the worsening traffic condition especially this holiday season, it could take a long time traveling just to pay my debts.

The good thing though is that I found out that I can pay my HSBC and Citibank credit cards via BPI Express Online. But unlike other merchants, you need to take extra steps to enable this capability. And by the way, this is true even to other non-BPI credit cards and loan providers. So here's the steps you need to take to enable it.



1. Check if your credit card can be paid with Express Online. Here's the list:


Credit CardsBankardRCBCYYYYcard number*Signed Enrollment FormBPI Globe BanKoBanKoYY*Signed Enrollment Form
BPI Expr…

HOLIDAY: December 26 and January 2 are Special Holidays for the Government

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Malacanang Palace just declared December 26, 2017 and January 2, 2018 as special holidays for the government employees. Memorandum Circular No.37 which made the announcement mentions government offices including government owned and controlled corporations, government financial institution, state universities and colleges, local government units and other agencies and instrumentalities .The two dates, which fell on a Tuesday, are the days following the two major national holidays in the country: Christmas and New Year's Day.


These two new holidays will allow government employees extra time with their families. Traditionally, Christmas and New Year's Day were opportunities for families to get together.


Aside from government, all others will return to their normal schedules. Government  employees that will be required to work on that day shall receive 30% additional on their daily rate. This is in accordance to the rules set forth by the Philippine Labor Law.

HOLIDAY: December 8, 2017 (Feast of Immaculate Conception) is NOT A Holiday

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NOT YET. While the Lower House of the Philippine Congress has already approved the bill declaring December 8 as a special non-working holiday in celebration of the Catholic Feast of Immaculate Conception, it is yet to be approved by the Upper House (the Senate) and then signed by President Rodrigo Duterte. So tomorrow is NOT a holiday.
However, some Catholic schools in the country will celebrate the said festival and therefore canceled both office work and classes. If you are studying or working in a Catholic school, please verify with your school official regarding this matter.



Also, by coincidence, some cities and municipalities will be on special non-working day tomorrow for reasons such as "founding anniversary" of the city or municipality. Again, please check with your local government if that's the case. Otherwise, tomorrow is a typical Friday.


[Read: December 4 and 8, 2017 are NOT Holidays]

December 4 and 8, 2017 are NOT Holidays

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This week will be a "normal" week for most of us because December 4 and 8 are NOT non-working holidays contrary to popular expectation. Let me explain what happened. Let's start off with December 4.

December 4 Holiday? No More Militant transport group PISTON has planned to hold a two-day nationwide transport strike starting tomorrow, December 4 but as early as this morning, news broke out that they decided to cancel the transport strike. The last time PISTON held a nationwide transport strike last October 16, Malacanang Palace responded by canceling classes and government work. With the strike canceled this time, classes and work will resume normally. And yes, you will have to face the deadly traffic of Monday Manila!



December 8 Holiday? Not Yet Late last month, the lower house of the Philippine congress approved a bill that aims to make December 8 an annual special non-working national holiday to celebrate the Feast of the Immaculate Conception of Mary. But since laws p…

PROMO: Cebu Pacific Announces Two-Day Piso Fare!

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Low-cost carrier and the country's largest airline Cebu Pacific notified users Tuesday night of their upcoming PISO Fare. Made famous by Cebu Pacific itself, this kind of promo offers 1 Peso base fare. Here' the details of the promo:

Travel Period: June 1 to October 27, 2018
Booking Period: November 29-30, 2017
Destinations: ALL Domestic and International Destinations



Tickets can be booked online at www.cebupacificair.com or using their mobile app.

Tips on Booking You can expect that Cebu Pacific website will either crash or be very slow to the point that booking is an impossibility. The reason for that is pretty obvious: there's too many visitors than what the Cebu Pacific servers can entertain. It's always been the case when major promos like this are announced. But there are ways that may help you to catch some promo fares.





Here's some of them. 1. Use the Mobile App If the website slows down, try the app. The reason is that there's likely less users of the a…
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