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4 Steps to Replace Stolen or Lost Passbook

My passbook (inside my bag) was recently stolen inside a local grocery store, and I would like to share the steps I took to secure my account and get a new passbook.      By User:Aerous ", CC BY-SA 3.0 , Link The steps outlined here are for a BPI savings account, but generally, the procedure will be very similar to other banks in the Philippines. 1. Call the Bank to Secure Your Account The first and most crucial step you need to do immediately is to contact your bank by phone or personally report it to the branch where you opened the account. This action will ensure that funds will stay put. The bank will lock the account immediately. The big banks have 24/7 hotlines. For BPI, it's 889-100. You have to do this step ASAP after discovering the loss. 2. Go to the Branch to Ask for a Replacement of the Passbook It can mean a simple replacement of the lost passbook, but it can also mean closing the entire account and opening a new one for security purposes. 3. Get an Af...

SCAM ALERT: PRC ID Renewal Message via Facebook

Update!!!! The scammers behind this are still active until now . In fact, one of my associates received a similar message last week. Even though he is a discreet person, he was almost fooled by this message. He responded by sending a message to the phone number given in the FB message and got a response accordingly. He checked me out the next day to see if I received the same message and then he found out about this scam. So, be careful everyone. The goons are alive and active. Do not be the next victim! Have you received a message on Facebook similar to this? Engr. (your name), NOTICE Please be informed and advise to call PRC LICENSE DIVISION HEAD OFFICE immediately c/o OIC Rodrigo F. Balaqui Jr. at 09156862500 for your clearances of license. Your prompt attention is advised. This would be our final notice! Thank you!  Well, this is a scam and PRC is very much aware of this. Please read PRCs advisory here. http://www.prc.gov.ph/news/?id=4081 Professional I...

TEXT SCAM Targetting New PLDT Subscribers

I had to write about this scam that I experienced recently. Although it can be viewed as small-time, even silly, I think it can be a big deal to others especially those struggling with their budget. Here's the story. My friend whom I'm sharing the internet connection has to move to another place. With that, we agreed that I will be the one to take over the internet connection. So I went to PLDT to process the transfer of account to mine. I also have to move the physical router from his unit to my unit since we are living in one building. The process goes smoothly and after a few days, the transfer process was completed. Now here comes the scam. Shortly before I received my first paper bill, I received a message which at first glance looks like a friendly reminder to pay my bill and installation fee. The message goes like this Good day from pldt...mr/ms (my name)...this is your account number 251732566...fyi for your payment, installation. The message was sent using a...

Sirao Flower Garden - A New Place to Visit in Cebu

Celosia Flower grows like weeds in Sirao due to its cool weather. Way above the city, Sirao Flower garden offers stunning view. Sunflower is also dominant in Sirao Flower garden. The photos shown above is taken at Sirao Flower Gaden in Barangay Busay, Cebu City. High upon the mountain and close to the Transcentral Highway that traverses the island of Cebu, this beautiful garden is the new destination for both local and foreign tourists in Cebu. The site is also frequented by photographers for different purposes but mostly for prenup shots. The cool weather up in Busay is conducive to the growth of many flowers such as Celosia, the most dominant flower in Sirao Flower Garden. But aside from Celosia, Sunflower is also one of the prominent flowers in the area. What to do in Sirao Flower Garden? Obviously, take pictures, a lot of it! But aside from that, you can bring food for lunch or snack and rent out one of the cottages inside. Entrance fee is just 50 pes...

Making Sense of the Waze Report Tagging Cebu as the World's Worst City to Drive

First and foremost, let me give a little background of myself. I was born in Bulacan, studied college in Manila for five years, graduated in  2007, moved to Cebu the same year and stayed in the city for about nine years now. Every year, I travel to Manila and Davao at least twice. I'm also a long time user of Waze App. What I'm trying to establish here is: I know what I'm saying. Driving in Cebu. So, there's this latest buzz about a report from Waze tagging Cebu City (or likely Metro Cebu) as the worst city to drive at. Looking closely at the published report, the famous Google traffic app uses the following indices to rank the cities: Traffic – Density and severity Quality – Road quality and infrastructure  Road Safety – Density of accidents, road hazards and weather  Driver Services – Access to gas stations and easy parking  Socio Economic – Access to cars and impact of gas prices  Wazeyness - Happiness and helpfulness of the Waze community (as...

How to Apply for a Korean Visa here in the Philippines?

This article will give you basic information on how to apply for a Korean visa. Korean Visa Stamp - Image by Wikipedia Commons Where is the Korean Embassy/Consulate? In Metro Manila, here's the address of the embassy: 122 Upper McKinley Road, McKinley Town Center, Fort Bonifacio, Taguig city 1634, Philippines In Cebu City, here's the address of the consulate: 12th Floor Chinabank Corporate Center, Lot 2, Samar Loop Cor. Road 5, Cebu Business Park, Mabolo, Cebu City Phone numbers and email addresses can be found here: Korean Embassy Contact Information How Much is the Visa?  59 days (or less) stay in Korea -- GRATIS (FREE) 60 to 90 days stay in Korea --1800 Pesos So if you just want to tour Korea in 59 days or less, you can have a visa for FREE!

How to Get 4 Free Audiobooks from Audible.com?

Love audiobooks? Well, I do. As a busy person, I can't find time to sit down and read a good book. With audiobooks though, I can enjoy a book while I'm doing other routine tasks such as cleaning or just riding a vehicle to and from work. Audiobooks, though, are not cheap. A regular novel will cost you about 30 USD (1500 Pesos). That's what? twice the price of the hard cover edition? And four times the paper back edition? Might be too expensive of a hobby for many. Now, one of the leading audiobook provider is Audible.com. If you sign up for a premium account, the price will be slashed down to half (about 15 USD or 750 Pesos). But did you know you can have at least four free novels from Audible.com? But before telling you how, let me assure you that this is purely legal. We are not stealing in here and I think Audible is okay with this. So without further ado, here's how: