REPORT: Cebu Pacific and Air Asia Philippines Among World's Least Punctual Airlines

The OAG, an air travel intelligence company based in United Kingdom, in its annual report listed Cebu Pacific and AirAsia Philippines as some of the world's least punctual airline. Garnering only 57.6% and 58% OTP respectively, the two airlines based here in the Philippines was among the worst in the world. OTP (on time performance) refers to flights that arrive within 15 minutes of their scheduled time.

Image by Jyi1693 at en.wikipedia [CC BY-SA 3.0], via Wikimedia Commons

Punctuality Culture

On the other hand, some of the world's most punctual airlines are in Japan, with Japan Airlines and All Nippon Airways taking the top two spots with 85.27 amd 83.81% OTP. This result may not be surprising when you consider their culture. Japan is well known for being a process oriented and strict in punctuality country. For instance, late last year, Japan’s Tsukuba Express, a train that connects Tokyo and Tsukuba issued an apology for a train that departed the station 20 seconds early.

The Philippines though, being a country, infamous of the culture termed as "Filipino time" is known for being poor in punctuality. But the two Philippine carriers did not get the title as the worst among the worst. That title goes to Air Inuit, an airline based in the Montreal borough of Saint-Laurent, Quebec, Canada. It's on time performance is just 44.6%.

See the rest of the list and find out more information from these links:

Telegraph UK -http://www.telegraph.co.uk/travel/news/oag-most-punctual-airline-airports
OAG - OAG - https://www.oag.com/2018-airport-airline-on-time-performance-report

4 Steps to Replace Stolen or Lost Passbook

My passbook (inside my bag) was recently stolen inside a local grocery store and I would like to share the steps I took in order to secure my account and get a new passbook. The steps outlined here is for a BPI savings account but generally the procedure will be very similar to other banks in the Philippines. 1. Call the Bank to Secure Your Account The first and the most crucial step you need to immediately do is to contact your bank either through phone or personally reporting it to the branch where you opened the account. This will ensure that no funds will get out. The bank will lock the account immediately. The big banks have 24/7 hotlines. For BPI, it's 89-100. You have to do this step ASAP after discovering the lost. 2. Go to the Branch to Ask for Replacement of Passbook This can be a simple replacement of the lost passbook but it can also mean closing the entire account and opening a new one for security purposes.

How Much Does a MRI Scan Costs in the Philippines?

My dad recently needs to have a Magnetic Resonance Imaging (MRI) scan for his prostate problem. So I made a little research on how much does it cost to have one. Well, turns out, it depends on many factors such as which part of the body is to be scanned. There's also this technique called "MRI with contrast" wherein the patient will be injected with a chemical to make the scan clearer. For your information this technique of adding contrast is know as Gadolinium Contrast Medium . It adds cost to the procedure but with more clarity, the more you can trust the diagnosis. MRI Machine KasugaHuang , CC BY-SA 3.0 , Link So, in my father's case, we had a Prostate MRI and I assume it's without contrast since he was never injected with the "contrast" chemicals. We got it in i-Scan Healthcare Inc here in Quezon City. The cost is 13000 Pesos . Please take not that the amount was just for the scan and the result will be read by a separate professional. Some la

Resigning? SSS Will Deduct Your Loan Balance from Your Last Pay

The purpose of this article is to inform the public about this policy of the Social Security System (SSS), the government-owned insurance company for those employed in the private sector. I just learned about this a few months ago when my company announced a workforce reduction program. Among the sad discussions is about this policy of SSS regarding loans in cases of resignation or retrenchment. Section G-2 of the SSS Loan Terms and Conditions (at the back of the loan application form) explicitly says the following: "The employer shall deduct the total balance of the loan from any benefit/s due to the employee and shall remit the same in full to SSS, in case the member-borrower is separated voluntarily (e.g., retirement or resignation) or involuntarily (e.g., termination of employment or cessation of operations of the company)." In other words, y ou will be required to pay the rest of your loan (including the interest) when you change employer or employment statu

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