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Wednesday, December 9, 2009

How to Apply for a BPI Savings Account?


Here is the step-by-step procedure on how to apply for a BPI account. For those who are anot aware, Bank of the Philippine Islands has two other subsidiary banks-BPI Family savings bank, and BPI Direct Savings Bank.

Additional Info: I asked a BPI personnel abut the difference between the three BPI banks and she answered me these:

BPI Bank is focused primarily on corporate accounts.
BPI Family Savings Bank focuses on individual savings accounts.
BPI Direct Savings Bank is focused primarily on telephone and online bankings.

Aside from the above differences, their maintaining balance requirements and interests differs from each other. (For example, BPI Savings account has a maintaining balance requirement of 3000, BPI Family Savings Account requires only 1000, and BPI Direct as low as 500).

The following procedure though is applicable only for both BPI and BPI Family Savngs Bank. (For BPI Direct Savings bank, it's different)

1. Make personal appearance to the bank and bring the following requirements.

TWO (2) Valid IDs and Photocopy of them
Passport
Driver’s license
Professional Regulations Commission (PRC) ID
National Bureau of Investigation (NBI) clearance
Police clearance
Postal ID
Voter’s ID
Barangay certification
Government Service and Insurance System (GSIS) e-Card
Social Security System (SSS) card
Philhealth card
Senior Citizen Card
Overseas Workers Welfare Administration (OWWA) ID
OFW ID
Seaman’s Book
Alien Certification of Registration/Immigrant Certificate of Registration
Government office ID (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs)
Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
Department of Social Welfare and Development (DSWD) Certification
Other valid IDs issued by the Government and its instrumentalities

Billing Statement (to verify your billing address)
Electric Bill
Telephone Bill
Water Bill
Credit Card Bill
etc.

TWO (2) copies one-by-one latest photo


2. Fill up the application form they will provide by supplying the required information.



3. At least 500 pesos initial balance. Please take note that your account will only be allowed one month before the rule on "maintaining balance" will be applied.
For BPI accounts: 3000 pesos
For BPI Family: 1000pesos

4. Allow three(3) to five(5) banking days before you can claim your ATM kit.

For more information on their rates and requirements visit www.bpiexpressonline.com.

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100 comments :

  1. I took a CleanEdison BPI course in NJ last month. I really enjoyed meeting the other students and many of us have stayed in touch since the end of the class. I fully plan on taking the Envelope Professional class next month.

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  2. does BPI accept School ID as part of requirements??

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    Replies
    1. ofcourse dear..and also authenticated birth certificate

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  3. They may or may not. But to be sure, use a GOVERNMENT issued IDs like SSS, PRC ID, etc. See the list above.

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  4. Thanks for the info. It was helpful. :)

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  5. how about TIN/BIR IDs? I tried to use that with BDO and they they declined my application. Would TIN card be included in "Other valid IDs issued by the Government and its instrumentalities"?

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  6. if that's the real reason why they declined your application, just use other ids like voters ID.
    They sent me an email listing the valid IDs they accept. Please see the list above. i noticed that BIR/TIN id is not included.

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  7. This comment has been removed by the author.

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  8. not in the list I received from them. But I'm not sure. You can try though.

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  9. Ok. I also don't see company ID either.

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  10. no company ID also.But it depends on the company. I have tried using my company ID, and they accepted it.

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  11. Nevermind. Barangay certificate, NBI and Police clearances are easy to get. :P

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  12. i want to open a bpi savings for my daughter 16 yo with 1k min savings..... I want it under her name... What are the requirements for her?

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  13. i think just go with her in the bank. you may be the one who would be required to submit specific requirements like billing address verification docs, IDs, etc.

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  14. I don't have any Billing Statement. Is it really required?

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  15. Yes. But you can ask the bank for other "proof of address" documents.

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    Replies
    1. what if you don't have a permanent address??bcoz i want ot open an account with BPI but i don't have a permanent address since i was from the province and now i'm in the city..so how can i open an account with them?

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  16. why is billing address important when your gonna open an account? is there some sort of fee/bill to be paid??

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  17. @just to verify if you are a permanent resident of the address you declared. I don't know of other reason aside from this one.

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  18. hello admin just wanna know if , what if the Meralco Bill is in a different name, like my uncle's would they accept it. Our family live in one place. Thank you

    Pls reply

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  19. @risa:
    Nope..they won't. They will just accept bills that are on your name.

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  20. i am a freelance writer and has just started working for a new boss who prefers my salary be sent via BPI account. i am planning to open BPI Direct Account and i am not sure of the specific type of deposit account i should use (under savings, right?). please help me about this. thank u.

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  21. savings is the most common type of individual account...you can use that

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  22. I am working online... can they deposit my salary directly on my BPI account? which is the best one? even if they deposit it from other country? pls help me...

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  23. am not sure about that...you can ask BPI for that...please call 89-100 (Manila) or 1800188889100 (Domestic toll free)

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  24. I just opened my account today (April 1 2011), and as of today, you only need 1 government-issued ID (I used my voter's ID) and 1 1x1 photo, then your proof of billing address. Pero 3k pesos talaga hiningi sakin, when I inquired about yung 500 muna, they said that is only for online-registered accounts.

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    Replies
    1. naka indicate nmn poh sa taas n 500 ung BPI direct tama lng poh ung cnv nila senyo n for primarily on telephone and online bankings ung PBI DIRECT which is 500 and 3000 for BPI Family Savings Bank focuses on individual savings accounts ^_^

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  25. oh...i don't know that they have changed policy. When I applied two years ago, I paid only 500 pesos but I was require to make it 3000 after one month

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  26. i wanted to open an account sa bpi but the problem is im only a boarder/transient and i don't have any billing statements..panu yun?

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  27. For Proof of billing, can i make use of another bank's account statements where my billing address is reflected?

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  28. I have an outstanding bill with my bpi credit card that i have trouble paying, and I want to apply for a personal savings atm account to receive money transfers from abroad, would they know that I had a previous credit card bill when I apply for a savings atm account?

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  29. This comment has been removed by the author.

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  30. Oh, I thought a TIN number is needed. Thanks for the info!

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  31. hi! i need to open a savings account for my online job. i'm still a student so i only have a student ID. can i use barangay clearance instead? so i will submit my student ID and a barangay clearance. pls help. thank you.

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  32. paanu po kung wala pa akong mga billing statement coz i'm only 17..hindi pa ba q pwd ??kahit for savings lang? isa lang din ang recent id q yung sa old skul q lasr year,,pwd po ba?? mg kanu po ba bayad pg mg oopen account ka for savings?? at mgkanu din ang minimum rate na dapat ihuhulog per month??

    help nman po pls..i really want to have my own savings...

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  33. hi, i dont have proof of billing cause i've been living overseas for more than 3 years now. what can i provide in lieu of this requirement?

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  34. Hello, I would be glad to keep on coming back here to check for a new update. More info on online savings account. Thanks a lot!

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  35. Hi.. how about my mother's meralco bill,do I need her to come over me in BPI?What other proof should I bring regarding for my address verification aside for my mother's meralco bill? Thank you.

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  36. thanks... a very big help!!!

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  37. do you require landline number too like others bank do as one of the requirements? this is my problem cause we only use cellphones we dont have landlines

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  38. what if walang billing statement? kung nkikitira lang sa isang bahay

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  39. Despite all the requirements that they posted, it is still subject to discretion by the bank. They may require 2 ids and a billing statement, but may accept just one with baranggay clearance.

    Talk with the branch you wish to open an account in.

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  40. paano kung wala kang billing statement? paano kung nakikitira lang kami, pero gusto kung mag'open account, please help!!!

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  41. Ang arte ng BPI sa Net Plaza @the fort, di tinanggap yung postal id. ano pa bang klaseng id ang kailangan? government issued naman yun ah? and to think na nakapagopen naman ako ng account gamit un, ngayon pa nagiinarte kung kailan icla-claim ko nalang yung ATM kit. >_<

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  42. They don't accept postal id, nakakainis!!!!!!!!!!!

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  43. is it ok if i only have 2 valid id? can i open without billing statement but my address was also written on my voters id.

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  44. sa bpi waltermart-dasma at bpi sm-dasma.. ayaw nilang tanggapin yung postal id, tin id, comelec o voter's id o philhealth id ko.. di daw valid id yun.. secondary reqts. lang daw yun.. hay naku! tama c Mr. Colayco, napaka-hirap talagang mag-open ng savings account sa Pilipinas

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  45. ano bang valid id ang hinahanap ng bpi na yan? bakit hindi valid ung company id ? d q makuha ung logic... cencia na

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  46. oo nga secondary req.ang company id, but still valid id rin yun dba?

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  47. hi ask ko lng yung school id ko ay from gensan pa. but i just want to open her in manila pwd ko ba yun gamitin?

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  48. kahapon, mag-oopen account sana ako ng savings sa bpi kiosk sa ever commonwealth... di daw pwede ang Postal ID, NBI Clearance, Police Clearance... ang CORNY naman! tatlong valid IDs na nga un e!

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  49. may primary at secondary id, pede 2 ng primary or 1 ng primary at 1 ng secondary, pero di pede 2 secondary id.

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  50. if i will open an account to bpi savings with 3k maintaining balance am i going to have both atm card and a passbook?

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  51. thanks guys.. .

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  52. ask lang if may case naba na ginagamit ang pagopen account sa banko para manloko ng iba at magkapera?

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  53. tanong ko lang po..magkano po ang down payment kng magppagwa po ako ng ATM pra s work ko??thank you :)

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  54. maganda ang service ng bpi,pero maarte pag mag open ka account,

    paano kung""
    isa ka vendor or freelance worker wala ka valid id.
    gaya ng prc: d ka naman profesional...passport:wala ka naman plano mag abroad... voters id hanggang ngaun wala pa issue sa amin 15 years na ako voters cainta wala pa rin id. bulok talaga taga comelec la kwenta...sss wala naman employer...tin ewan ko lng kung paano kumuha nun.

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  55. is there a tendency that the money left in the ATM savings accounts can be deducted?like for example from 800 becomes 500..how does it happen?

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    Replies
    1. yup...if you fall below the average daily balance req'd for your account. The amount depends on the type of account you have...

      Delete
  56. is there a tendency that the money left in the ATM savings account can be deducted?like for example from 800 to 500?i got so worried because it happened to my ATM..i want to know how does it happen..

    to the admin:
    your reply about my question is highly appreciated..tnx

    ReplyDelete
  57. hello i want to open savings account in bpi and i have 2 valid id but about the billing address is i dont have it with my name can i used other billing with other name?

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  58. We dont have permanent address? were just renting an apartment. I dont have any billing documents. Is there other options for that?

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  59. [quote]
    AnonymousJuly 10, 2012 11:40 PM
    maganda ang service ng bpi,pero maarte pag mag open ka account,

    paano kung""
    isa ka vendor or freelance worker wala ka valid id.
    gaya ng prc: d ka naman profesional...passport:wala ka naman plano mag abroad... voters id hanggang ngaun wala pa issue sa amin 15 years na ako voters cainta wala pa rin id. bulok talaga taga comelec la kwenta...sss wala naman employer...tin ewan ko lng kung paano kumuha nun.

    Reply
    Replies

    AdminJuly 11, 2012 12:14 PM
    get a postal ID
    [/quote]

    Eto po yung tinutukoy ko about sa valid IDs, pati postal ID secondary lang daw un. e pano nga kung self employed ka or freelancer ka nga, e di wala kang company ID. kung wala ka balak mag abroad, bakit ka kukuha ng passport? voter ID problem... etc...

    ang arte, may NBI, may barangay clearance, may Birth certificate, Police clearance, postal ID kana e. di pa ba sapat yan para patunayan ang pagkatao mo?

    Sana baguhin nila...

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  60. Im 18... Postal ID, NBI clearance... sapat na po ba un?
    saka wala akong billing statement... di nmn po ako nag babayad ng gastusin sa bahay parents ko ang nagbabayad... paanu po ako makakapag open ng account? gusto ko sana mag open ng savings account...

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  61. basahin mo sir ung ibang posts. Kahit Postal ID, NBI clearance, hindi na tinatanggap na primary ID, secondary ID na lang daw... tsk I know, na-experience ko mismo e. Company ID daw or Passport would do... e kung freelancer ka nga at wala ka balak mag abroad! ang kulit! -_-

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  62. isa lang ang id ko only the voters id pwede naba yun? gustong gusto kp talaga mag open nang account sa bpi,.

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  63. Wait I thought TIN Card is under "Other valid IDs issued by the Government and its instrumentalities"

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  64. I want to open up an account in bpi. No problem with the valid id. Yung proof of billing lang since i still live with my mom (i'm 20yrs old by the way) lahat ng bills sa kanya nakapangalan. Will that be a problem?

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  65. I want to open an account in BPI, i dont have any ID's written above, only Passport and I still live with my parents for the bill and were on a apartment, I just graduated from college, and still studying. How can I? Help!!!

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  66. sa bdo 2 valid ids lang saka 2x2 pic nakapag open na ako ng acct madali lng mag open sa bdo kaya lipat na ng bank.

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  67. kng isa lng ang id nyo like voters id or postal id kuha kau ng police clearance pweding pwedi un sa bdo dko lng alam sa bpi since sinabi ng iba na maarte sila..ang arte nila eh pera nyo naman ung ibabangko nyo...

    ReplyDelete
  68. You will need a letter from the person you're living with whose name appears on the billing statement, stating that he certifies you're living with him. Have him photocopy his ID as added documentation and state that in the letter as well.

    For IDs, driver's license and passports are best. TIN ID has been accepted too when I opened an account. Philhealth is not accepted as it does not have your photo in it.

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  69. badLy wanted to open bpi account, but unfortunately i dont have any valid id's. would you mind to give me other option for applying atm,.

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  70. bkit po philhealth card hindi pwede pumunta nko bpi yun ang sbi :( kala ko ba ksma yan sa mga valid I.Ds na required

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  71. I'm only 17 and 1 lang valid ID ko. Pano yun?

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  72. hi admin i would like to open a business joint account what are the requirements?

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  73. why other branch of bpi did not accept nbi clearance?

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  74. mahirap tlga mag open sa BPI strict sila

    i have primary SS ID, secondary Police, NBI, Baranggay Clearance

    pero kulang pa daw ako ng isang Valid id's

    sa lahat ng transact BPI lang ang na iiba

    ikaw nman ang mag bbgay ng pera hndi sila

    pag sa kwarta padala school id pde na haha!

    Withdraw pa un ha!

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  75. pnumpo kung isa lng ang id pwd n po b un mg open.

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  76. POSTAL id LANG PO MERUN AKO`PWEDE N PO BA YUN?

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  77. how to apply if I am student? what are the requirements?

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  78. Y other bpi branch did not accept my voters id and police clearance for an savings accnt?

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  79. di ba pwedeng 500 lng yung maintaining balance nila?

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  80. http://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/DepositRates1

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  81. I tried opening an account through their online banking. I am a housewife and don't have TIN. they are asking for TIN even if I stated I am a housewife. How will I resolve this?

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    Replies
    1. Please ask them at their hotline 89-100 or at the toll free 180018889100

      Delete
  82. ask lang po..., pano kumuha ng credit card??? salamat po...,

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  83. help me plzz.,..., how to get a credit card???tnx!!!

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  84. Ask lang po meron po bang account ang bpi na may passbook at atm magkasama? thanx

    ReplyDelete
  85. Ask oko lang kung may account ba ako sa BPI Family Savings Bank pwede ba ako magdeposit sa Bank Of The Philippine Island and vice versa?...... Thanks in advnace and God bless

    ReplyDelete
    Replies
    1. I tried that before and i was NOT allowed. I'm not sure now

      Delete
  86. Ito rin ang problema ko.. Kaka apply ko lang ng BPI Direct Express Teller Savings.. ang daming requirements. . Mukhang ika cancel ko na lang siguro.

    Marami na akong na-applyan mas madali, RCBC,LANDBANK,CHINABANK,BDO, BPI FAMILY SAVING, SMARTMONEY, CITIBANK... ANG DAMI NA ITO LANG TALAGA MAATE..kaya nga naagawan na sila ng client ng ibang banks

    ReplyDelete
  87. Kumusta? Nagtra-trabaho ako dito sa Saudi Arabia. Gusto ko sana mag-remitt sa bank account ng anak ko sa Pilipinas. Puede po ba yung BPI Family Savings Account (na may maintaining balance na PhP 1000.00) sa ganun? Puede ba yun ang gamitin ko para mag-remitt thru bank-to-bank? Salamat na marami

    ReplyDelete
  88. what if i had a Company valid ID and NBI Clearance and brgy clearance and yet i got the NBI clearance and brgy clearance in our province but not yet expired and i want to open a savings account here in metro manila . my question is, are they valid or able to use in applying a saving account ?
    ASAP! thank you in advance!

    ReplyDelete
  89. Magulo talaga sa BPI sa Divisoria Branch accepted ung TIN ID, tapos sa BPI Mendiola hindi naman... Dapat magkaroon kayong mga taga BPI ng list of requirements na valid sa lahat talaga hindi ung magulo kayo!

    ReplyDelete
  90. how about the requirements for joint accounts?.

    ReplyDelete

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