Bank of the Philippine Islands (BPI) is one of the largest banks in the Philippines today and the oldest with over 100 years since its establishment in 1851. Today, BPI has been one of the trusted banks in the country as it has shown itself resilient in the many economic crisis that befell the Philippines.
So if you're planning to have your first ever bank account, definitely, BPI is highly recommended. Here is the step-by-step procedure on how to apply for a BPI account. For those who are not aware, Bank of the Philippine Islands has two other subsidiary banks-BPI Family savings bank, and BPI Direct Savings Bank.
Additional Info: I asked a BPI personnel abut the difference between the three BPI banks and she answered me these:
BPI Bank is focused primarily on corporate accounts.
BPI Family Savings Bank focuses on individual savings accounts.
BPI Direct Savings Bank is focused primarily on telephone and online banking.
The following procedure though is applicable only for both BPI and BPI Family Savngs Bank. For BPI Direct Savings bank, check this article:
For BPI accounts: 3000 pesos
For BPI Family: 1000pesos
For more information on their rates and requirements visit www.bpiexpressonline.com.
So if you're planning to have your first ever bank account, definitely, BPI is highly recommended. Here is the step-by-step procedure on how to apply for a BPI account. For those who are not aware, Bank of the Philippine Islands has two other subsidiary banks-BPI Family savings bank, and BPI Direct Savings Bank.
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| BPI current logo. Image by Source, Fair use, LINK |
Additional Info: I asked a BPI personnel abut the difference between the three BPI banks and she answered me these:
BPI Bank is focused primarily on corporate accounts.
BPI Family Savings Bank focuses on individual savings accounts.
BPI Direct Savings Bank is focused primarily on telephone and online banking.
The following procedure though is applicable only for both BPI and BPI Family Savngs Bank. For BPI Direct Savings bank, check this article:
1. Personal Appearance
Make personal appearance to the bank and bring the following requirements.TWO (2) Valid IDs and Photocopy of them
- Passport
- Driver’s license
- Professional Regulations Commission (PRC) ID
- National Bureau of Investigation (NBI) clearance
- Police clearance
- Postal ID
- Voter’s ID
- Barangay certification
- Government Service and Insurance System (GSIS) e-Card
- Social Security System (SSS) card
- Philhealth card
- Senior Citizen Card
- Overseas Workers Welfare Administration (OWWA) ID
- OFW ID
- Seaman’s Book
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government office ID (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs)
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Department of Social Welfare and Development (DSWD) Certification
- Other valid IDs issued by the Government and its instrumentalities
Billing Statement (to verify your billing address)
- Electric Bill
- Telephone Bill
- Water Bill
- Credit Card Bill
- Others
Printed Photos
- TWO (2) copies one-by-one latest photo.
- Bring in two 2 X 2 copies as well
2. Fill up the application form.
Fill up the application form they will provide by supplying the required information.3. Pay at least 500 pesos for the initial balance.
Please take note that your account will only be allowed one month before the rule on "maintaining balance" will be applied.For BPI accounts: 3000 pesos
For BPI Family: 1000pesos
I took a CleanEdison BPI course in NJ last month. I really enjoyed meeting the other students and many of us have stayed in touch since the end of the class. I fully plan on taking the Envelope Professional class next month.
ReplyDeletedoes BPI accept School ID as part of requirements??
ReplyDeleteofcourse dear..and also authenticated birth certificate
DeleteThey may or may not. But to be sure, use a GOVERNMENT issued IDs like SSS, PRC ID, etc. See the list above.
ReplyDeleteThanks for the info. It was helpful. :)
ReplyDeletehow about TIN/BIR IDs? I tried to use that with BDO and they they declined my application. Would TIN card be included in "Other valid IDs issued by the Government and its instrumentalities"?
ReplyDeleteif that's the real reason why they declined your application, just use other ids like voters ID.
ReplyDeleteThey sent me an email listing the valid IDs they accept. Please see the list above. i noticed that BIR/TIN id is not included.
This comment has been removed by the author.
ReplyDeleteThis comment has been removed by the author.
ReplyDeletenot in the list I received from them. But I'm not sure. You can try though.
ReplyDeleteOk. I also don't see company ID either.
ReplyDeleteno company ID also.But it depends on the company. I have tried using my company ID, and they accepted it.
ReplyDeleteNevermind. Barangay certificate, NBI and Police clearances are easy to get. :P
ReplyDeletei want to open a bpi savings for my daughter 16 yo with 1k min savings..... I want it under her name... What are the requirements for her?
ReplyDeletei think just go with her in the bank. you may be the one who would be required to submit specific requirements like billing address verification docs, IDs, etc.
ReplyDeleteI don't have any Billing Statement. Is it really required?
ReplyDeleteYes. But you can ask the bank for other "proof of address" documents.
ReplyDeletewhat if you don't have a permanent address??bcoz i want ot open an account with BPI but i don't have a permanent address since i was from the province and now i'm in the city..so how can i open an account with them?
Deletewhy is billing address important when your gonna open an account? is there some sort of fee/bill to be paid??
ReplyDelete@just to verify if you are a permanent resident of the address you declared. I don't know of other reason aside from this one.
ReplyDeletehello admin just wanna know if , what if the Meralco Bill is in a different name, like my uncle's would they accept it. Our family live in one place. Thank you
ReplyDeletePls reply
@risa:
ReplyDeleteNope..they won't. They will just accept bills that are on your name.
what should i do then? they are asking for a billing statement but the problem is, its under my moms name.
Deletei am a freelance writer and has just started working for a new boss who prefers my salary be sent via BPI account. i am planning to open BPI Direct Account and i am not sure of the specific type of deposit account i should use (under savings, right?). please help me about this. thank u.
ReplyDeletesavings is the most common type of individual account...you can use that
ReplyDeleteI am working online... can they deposit my salary directly on my BPI account? which is the best one? even if they deposit it from other country? pls help me...
ReplyDeleteam not sure about that...you can ask BPI for that...please call 89-100 (Manila) or 1800188889100 (Domestic toll free)
ReplyDeleteI just opened my account today (April 1 2011), and as of today, you only need 1 government-issued ID (I used my voter's ID) and 1 1x1 photo, then your proof of billing address. Pero 3k pesos talaga hiningi sakin, when I inquired about yung 500 muna, they said that is only for online-registered accounts.
ReplyDeletenaka indicate nmn poh sa taas n 500 ung BPI direct tama lng poh ung cnv nila senyo n for primarily on telephone and online bankings ung PBI DIRECT which is 500 and 3000 for BPI Family Savings Bank focuses on individual savings accounts ^_^
Deleteoh...i don't know that they have changed policy. When I applied two years ago, I paid only 500 pesos but I was require to make it 3000 after one month
ReplyDeletei wanted to open an account sa bpi but the problem is im only a boarder/transient and i don't have any billing statements..panu yun?
ReplyDeleteFor Proof of billing, can i make use of another bank's account statements where my billing address is reflected?
ReplyDeleteI have an outstanding bill with my bpi credit card that i have trouble paying, and I want to apply for a personal savings atm account to receive money transfers from abroad, would they know that I had a previous credit card bill when I apply for a savings atm account?
ReplyDeleteyes, i think so
ReplyDeleteOh, I thought a TIN number is needed. Thanks for the info!
ReplyDeletehi! i need to open a savings account for my online job. i'm still a student so i only have a student ID. can i use barangay clearance instead? so i will submit my student ID and a barangay clearance. pls help. thank you.
ReplyDeletepaanu po kung wala pa akong mga billing statement coz i'm only 17..hindi pa ba q pwd ??kahit for savings lang? isa lang din ang recent id q yung sa old skul q lasr year,,pwd po ba?? mg kanu po ba bayad pg mg oopen account ka for savings?? at mgkanu din ang minimum rate na dapat ihuhulog per month??
ReplyDeletehelp nman po pls..i really want to have my own savings...
hi, i dont have proof of billing cause i've been living overseas for more than 3 years now. what can i provide in lieu of this requirement?
ReplyDeleteHello, I would be glad to keep on coming back here to check for a new update. More info on online savings account. Thanks a lot!
ReplyDeleteHi.. how about my mother's meralco bill,do I need her to come over me in BPI?What other proof should I bring regarding for my address verification aside for my mother's meralco bill? Thank you.
ReplyDeletethanks... a very big help!!!
ReplyDeletedo you require landline number too like others bank do as one of the requirements? this is my problem cause we only use cellphones we dont have landlines
ReplyDeletewhat if walang billing statement? kung nkikitira lang sa isang bahay
ReplyDeletepwede ba yung advantage card?
ReplyDeleteDespite all the requirements that they posted, it is still subject to discretion by the bank. They may require 2 ids and a billing statement, but may accept just one with baranggay clearance.
ReplyDeleteTalk with the branch you wish to open an account in.
paano kung wala kang billing statement? paano kung nakikitira lang kami, pero gusto kung mag'open account, please help!!!
ReplyDeleteAng arte ng BPI sa Net Plaza @the fort, di tinanggap yung postal id. ano pa bang klaseng id ang kailangan? government issued naman yun ah? and to think na nakapagopen naman ako ng account gamit un, ngayon pa nagiinarte kung kailan icla-claim ko nalang yung ATM kit. >_<
ReplyDeleteThey don't accept postal id, nakakainis!!!!!!!!!!!
ReplyDeleteis it ok if i only have 2 valid id? can i open without billing statement but my address was also written on my voters id.
ReplyDeletesa bpi waltermart-dasma at bpi sm-dasma.. ayaw nilang tanggapin yung postal id, tin id, comelec o voter's id o philhealth id ko.. di daw valid id yun.. secondary reqts. lang daw yun.. hay naku! tama c Mr. Colayco, napaka-hirap talagang mag-open ng savings account sa Pilipinas
ReplyDeleteano bang valid id ang hinahanap ng bpi na yan? bakit hindi valid ung company id ? d q makuha ung logic... cencia na
ReplyDeleteoo nga secondary req.ang company id, but still valid id rin yun dba?
ReplyDeletehi ask ko lng yung school id ko ay from gensan pa. but i just want to open her in manila pwd ko ba yun gamitin?
ReplyDeletekahapon, mag-oopen account sana ako ng savings sa bpi kiosk sa ever commonwealth... di daw pwede ang Postal ID, NBI Clearance, Police Clearance... ang CORNY naman! tatlong valid IDs na nga un e!
ReplyDeletemay primary at secondary id, pede 2 ng primary or 1 ng primary at 1 ng secondary, pero di pede 2 secondary id.
ReplyDeleteif i will open an account to bpi savings with 3k maintaining balance am i going to have both atm card and a passbook?
ReplyDeletethanks guys.. .
ReplyDeleteask lang if may case naba na ginagamit ang pagopen account sa banko para manloko ng iba at magkapera?
ReplyDeletetanong ko lang po..magkano po ang down payment kng magppagwa po ako ng ATM pra s work ko??thank you :)
ReplyDeletemaganda ang service ng bpi,pero maarte pag mag open ka account,
ReplyDeletepaano kung""
isa ka vendor or freelance worker wala ka valid id.
gaya ng prc: d ka naman profesional...passport:wala ka naman plano mag abroad... voters id hanggang ngaun wala pa issue sa amin 15 years na ako voters cainta wala pa rin id. bulok talaga taga comelec la kwenta...sss wala naman employer...tin ewan ko lng kung paano kumuha nun.
get a postal ID
Deleteis there a tendency that the money left in the ATM savings accounts can be deducted?like for example from 800 becomes 500..how does it happen?
ReplyDeleteyup...if you fall below the average daily balance req'd for your account. The amount depends on the type of account you have...
Deleteis there a tendency that the money left in the ATM savings account can be deducted?like for example from 800 to 500?i got so worried because it happened to my ATM..i want to know how does it happen..
ReplyDeleteto the admin:
your reply about my question is highly appreciated..tnx
hello i want to open savings account in bpi and i have 2 valid id but about the billing address is i dont have it with my name can i used other billing with other name?
ReplyDeleteWe dont have permanent address? were just renting an apartment. I dont have any billing documents. Is there other options for that?
ReplyDelete[quote]
ReplyDeleteAnonymousJuly 10, 2012 11:40 PM
maganda ang service ng bpi,pero maarte pag mag open ka account,
paano kung""
isa ka vendor or freelance worker wala ka valid id.
gaya ng prc: d ka naman profesional...passport:wala ka naman plano mag abroad... voters id hanggang ngaun wala pa issue sa amin 15 years na ako voters cainta wala pa rin id. bulok talaga taga comelec la kwenta...sss wala naman employer...tin ewan ko lng kung paano kumuha nun.
Reply
Replies
AdminJuly 11, 2012 12:14 PM
get a postal ID
[/quote]
Eto po yung tinutukoy ko about sa valid IDs, pati postal ID secondary lang daw un. e pano nga kung self employed ka or freelancer ka nga, e di wala kang company ID. kung wala ka balak mag abroad, bakit ka kukuha ng passport? voter ID problem... etc...
ang arte, may NBI, may barangay clearance, may Birth certificate, Police clearance, postal ID kana e. di pa ba sapat yan para patunayan ang pagkatao mo?
Sana baguhin nila...
Im 18... Postal ID, NBI clearance... sapat na po ba un?
ReplyDeletesaka wala akong billing statement... di nmn po ako nag babayad ng gastusin sa bahay parents ko ang nagbabayad... paanu po ako makakapag open ng account? gusto ko sana mag open ng savings account...
basahin mo sir ung ibang posts. Kahit Postal ID, NBI clearance, hindi na tinatanggap na primary ID, secondary ID na lang daw... tsk I know, na-experience ko mismo e. Company ID daw or Passport would do... e kung freelancer ka nga at wala ka balak mag abroad! ang kulit! -_-
ReplyDeleteisa lang ang id ko only the voters id pwede naba yun? gustong gusto kp talaga mag open nang account sa bpi,.
ReplyDeleteWait I thought TIN Card is under "Other valid IDs issued by the Government and its instrumentalities"
ReplyDeleteI want to open up an account in bpi. No problem with the valid id. Yung proof of billing lang since i still live with my mom (i'm 20yrs old by the way) lahat ng bills sa kanya nakapangalan. Will that be a problem?
ReplyDeleteI want to open an account in BPI, i dont have any ID's written above, only Passport and I still live with my parents for the bill and were on a apartment, I just graduated from college, and still studying. How can I? Help!!!
ReplyDeletesa bdo 2 valid ids lang saka 2x2 pic nakapag open na ako ng acct madali lng mag open sa bdo kaya lipat na ng bank.
ReplyDeletekng isa lng ang id nyo like voters id or postal id kuha kau ng police clearance pweding pwedi un sa bdo dko lng alam sa bpi since sinabi ng iba na maarte sila..ang arte nila eh pera nyo naman ung ibabangko nyo...
ReplyDeleteYou will need a letter from the person you're living with whose name appears on the billing statement, stating that he certifies you're living with him. Have him photocopy his ID as added documentation and state that in the letter as well.
ReplyDeleteFor IDs, driver's license and passports are best. TIN ID has been accepted too when I opened an account. Philhealth is not accepted as it does not have your photo in it.
badLy wanted to open bpi account, but unfortunately i dont have any valid id's. would you mind to give me other option for applying atm,.
ReplyDeletebkit po philhealth card hindi pwede pumunta nko bpi yun ang sbi :( kala ko ba ksma yan sa mga valid I.Ds na required
ReplyDeleteI'm only 17 and 1 lang valid ID ko. Pano yun?
ReplyDeletehi admin i would like to open a business joint account what are the requirements?
ReplyDeletewhy other branch of bpi did not accept nbi clearance?
ReplyDeletemahirap tlga mag open sa BPI strict sila
ReplyDeletei have primary SS ID, secondary Police, NBI, Baranggay Clearance
pero kulang pa daw ako ng isang Valid id's
sa lahat ng transact BPI lang ang na iiba
ikaw nman ang mag bbgay ng pera hndi sila
pag sa kwarta padala school id pde na haha!
Withdraw pa un ha!
pnumpo kung isa lng ang id pwd n po b un mg open.
ReplyDeletePOSTAL id LANG PO MERUN AKO`PWEDE N PO BA YUN?
ReplyDeletehow to apply if I am student? what are the requirements?
ReplyDeleteY other bpi branch did not accept my voters id and police clearance for an savings accnt?
ReplyDeletedi ba pwedeng 500 lng yung maintaining balance nila?
ReplyDeletehttp://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/DepositRates1
ReplyDeleteI tried opening an account through their online banking. I am a housewife and don't have TIN. they are asking for TIN even if I stated I am a housewife. How will I resolve this?
ReplyDeletePlease ask them at their hotline 89-100 or at the toll free 180018889100
Deleteask lang po..., pano kumuha ng credit card??? salamat po...,
ReplyDeletehelp me plzz.,..., how to get a credit card???tnx!!!
ReplyDeleteAsk lang po meron po bang account ang bpi na may passbook at atm magkasama? thanx
ReplyDeleteAsk oko lang kung may account ba ako sa BPI Family Savings Bank pwede ba ako magdeposit sa Bank Of The Philippine Island and vice versa?...... Thanks in advnace and God bless
ReplyDeleteI tried that before and i was NOT allowed. I'm not sure now
DeleteIto rin ang problema ko.. Kaka apply ko lang ng BPI Direct Express Teller Savings.. ang daming requirements. . Mukhang ika cancel ko na lang siguro.
ReplyDeleteMarami na akong na-applyan mas madali, RCBC,LANDBANK,CHINABANK,BDO, BPI FAMILY SAVING, SMARTMONEY, CITIBANK... ANG DAMI NA ITO LANG TALAGA MAATE..kaya nga naagawan na sila ng client ng ibang banks
Kumusta? Nagtra-trabaho ako dito sa Saudi Arabia. Gusto ko sana mag-remitt sa bank account ng anak ko sa Pilipinas. Puede po ba yung BPI Family Savings Account (na may maintaining balance na PhP 1000.00) sa ganun? Puede ba yun ang gamitin ko para mag-remitt thru bank-to-bank? Salamat na marami
ReplyDeletewhat if i had a Company valid ID and NBI Clearance and brgy clearance and yet i got the NBI clearance and brgy clearance in our province but not yet expired and i want to open a savings account here in metro manila . my question is, are they valid or able to use in applying a saving account ?
ReplyDeleteASAP! thank you in advance!
Magulo talaga sa BPI sa Divisoria Branch accepted ung TIN ID, tapos sa BPI Mendiola hindi naman... Dapat magkaroon kayong mga taga BPI ng list of requirements na valid sa lahat talaga hindi ung magulo kayo!
ReplyDeletehow about the requirements for joint accounts?.
ReplyDeletepaano mag apply nang bank account in bpi. din pag mag apply ako ng 3k ma tatanggap kuba yung atm card pati passbook card?
ReplyDeletehi. just go to bpi and ask them if there is a passbook-atm type of account. I only tried a passbook and an atm. Not sure if there is an account that has both.
Deletei just want to open a joint account and i just need the requirements. anyone here knows what are the requirements for joint account at BPI? thank you in advance.
ReplyDeleteI only have 2 secondary requirements. AND THE PNB or philippine national bank wont accept it bcoz as what ive said thy are both secondary.
ReplyDeleteTommorow i'll be going to bpi and i hope they will accept my reqiurements. A postal id and voters certificate since i am only 21 years old and the comelec dont have my voters id yet. And i ask the assigned person to that branch. If they will accept those two reqs. And yes,she said.. .
Goodluck to me!!
Been declined by bdo and pnb..
if i work abroad can i still continue?
ReplyDeleteif i work abroad can i still continue?
ReplyDeleteyes
DeleteHello. I already applied my savings account.
ReplyDeleteang problema k po is. Gsto nang tita ko mag deposit through bank to bank account. Nkha k nmn ung swift code at 7 dgit routing number. But she was required a 9 digit number at hnd po 7 dgt. Anu po b ang tamang RN?
Sa U.S po sya
ReplyDeleteAno ba talaga kailangan sa pag-open ng Savings dito sa BPI,,meron akong HOME DEVELOPMENT MUTUAL FUND,PHILHEALTH,POLICE CLEARANCE,AT NBI, ,,..dpa pa po ba sapat;-(...gusto ko talaga mag-open,pls help naman po
ReplyDeleteang gulo pala ng requirements ng bpi, balak ko pa naman magbukas ng saving...voters id lang meron ako at may kapasidad ako maghulog ng pera through online pa extra extra ...sa katunayan may rural saving na ko worth 6k... gusto ko lang mag expand ng pagiipon :(
ReplyDeleteCan I open an account to bpi family savings bank? I'm a student. If yes, what are the requirements needed? Thanks for the feedback.
ReplyDeletehello how can I link easy saver account to an international account? And what I need to be linked to an international account for easy balance transfer?
ReplyDeletePwedi po ba na walang billing statement? Kasi yung sponsor po ng church namin ang napapa open ng acount gamit ang name ko?
ReplyDeletePwedi po ba na walang billing statement? Kasi yung sponsor po ng church namin ang napapa open ng acount gamit ang name ko?
ReplyDeletepano kaya tulad ko malayo probinsya.stay in sa trabaho dito sa maynila..ano kaya pwede sa billing address?
ReplyDeletePwede po ba 14 years old at 1 student ID lng
ReplyDeletePwede po ba 14 years old at 1 student ID lng.
ReplyDeletePwede po ba 14 years old at 1 student ID lng.
ReplyDeletePaano nakakatulong ang government sa BPI? Please I really need the answer. Can someone reply to my comment. For academic purpose lang po
ReplyDeletehi pwde bako kumuha ng single savings kahit saan branch kase kay langan lang sa SSS
ReplyDeleteI appreciate your efforts in creating this blog and giving such a wonderful privilege. I really liked the idea of the blog. I think this blog will become one of the best platforms to share everyone’s thoughts and suggestions.
ReplyDeletejogos friv online
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Paano po wng walang proof of billin?
ReplyDeleteGusto ko po sana magopen ng account dahil ang account ko before di ko na nagagamit at almost 10years na at nawala na po sakin kasama ng nadukot sa wallet ko..Kanina po magaapply po ako ng bagong account dhil need sa job ko..Sabi ng BPI di daw ako maapprove di naman daw po nadisclose sa kanila kung bakit..Pano po ang gagawin ko kasi wala naman pong advise sakin ano ang gagawin ko para maapprove..
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