PROMO: 40% Off on PAL Flights

Citibank and Philippine Airlines (PAL) teamed up to give Citibank Philippines card holders a massive discount on their flight fares early next year. The discount is up to 40% of the round trip fare to some of PAL's international destinations including Japan, London, Los Angeles and New York.

Philippine Airlines Airbus A330-300 plane. Image by Kentaro Iemoto from Tokyo, Japan - Philippines A330-300(RP-C3340), CC BY-SA 2.0, Link

Who Can Avail?

The promo is open to all Citibank Philippines card holders. A minimum of two passengers is also required to avail. Travel period for this promo is from January 16 to June 30, 2018. Booking of tickets is from October 16 to 31, 2017 or until available promo seats are sold out.

Tickets can be booked online at www.philippineairlines.com. If you choose to use this method, you must enter the first 6 digits of your Citibank credit card in the promo code slot. Alternatively, you can also book via telephone by calling Philippine Airlines at these numbers: (032) 855-9999 (Metro Manila) & (032) 505-1688 (Cebu), 10AM-10PM daily. You may also do your booking at any PAL ticketing office.

For more information on the cost of international flights and this promo, you can refer to this link.

A Narrow Chance to See the Cherry Blossoms in Japan

The beautiful Cherry Blossoms. Image by Dinkum - Own work, CC0, Link

Japan's famous flower, Sakura also known as the cherry blossoms usually comes out of low-branched Sakura trees late March to late April. The bloom of this beautiful pink trees signifies the start of the spring with its warmer temperature relative to the winter. With that, cherry blossoms usually appear first in the Southern portion of Japan and goes on its way to Hokkaido, the top most island. Here's the link to the forecast of the bloom of the cherries for next year 2018.

[2018 Japan Cherry Blossom Forecast]

Please take note that PAL imposed a black out dates on travel to Japan in this promo. In other words, there's no promo fare available on the said dates. The black out dates are: 20MAR18 - 15APR18 / 26APR18 - 27APR18 / 01MAY18 - 06MAY18. So, you can still see the cherry blossom without ripping off your wallet.

How Much Does a MRI Scan Costs in the Philippines?

My dad recently needs to have a Magnetic Resonance Imaging (MRI) scan for his prostate problem. So I made a little research on how much does it cost to have one. Well, turns out, it depends on many factors such as which part of the body is to be scanned. There's also this technique called "MRI with contrast" wherein the patient will be injected with a chemical to make the scan clearer. For your information this technique of adding contrast is know as Gadolinium Contrast Medium . It adds cost to the procedure but with more clarity, the more you can trust the diagnosis. MRI Machine KasugaHuang , CC BY-SA 3.0 , Link So, in my father's case, we had a Prostate MRI and I assume it's without contrast since he was never injected with the "contrast" chemicals. We got it in i-Scan Healthcare Inc here in Quezon City. The cost is 13000 Pesos . Please take not that the amount was just for the scan and the result will be read by a separate professional. Some la

4 Steps to Replace Stolen or Lost Passbook

My passbook (inside my bag) was recently stolen inside a local grocery store and I would like to share the steps I took in order to secure my account and get a new passbook. The steps outlined here is for a BPI savings account but generally the procedure will be very similar to other banks in the Philippines. 1. Call the Bank to Secure Your Account The first and the most crucial step you need to immediately do is to contact your bank either through phone or personally reporting it to the branch where you opened the account. This will ensure that no funds will get out. The bank will lock the account immediately. The big banks have 24/7 hotlines. For BPI, it's 89-100. You have to do this step ASAP after discovering the lost. 2. Go to the Branch to Ask for Replacement of Passbook This can be a simple replacement of the lost passbook but it can also mean closing the entire account and opening a new one for security purposes.

Resigning? SSS Will Deduct Your Loan Balance from Your Last Pay

The purpose of this article is to inform the public about this policy of the Social Security System (SSS), the government-owned insurance company for those employed in the private sector. I just learned about this a few months ago when my company announced a workforce reduction program. Among the sad discussions is about this policy of SSS regarding loans in cases of resignation or retrenchment. Section G-2 of the SSS Loan Terms and Conditions (at the back of the loan application form) explicitly says the following: "The employer shall deduct the total balance of the loan from any benefit/s due to the employee and shall remit the same in full to SSS, in case the member-borrower is separated voluntarily (e.g., retirement or resignation) or involuntarily (e.g., termination of employment or cessation of operations of the company)." In other words, y ou will be required to pay the rest of your loan (including the interest) when you change employer or employment statu

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